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II. Notice of the illness, or absence from home, of any scholar, is to be given or sent by the parents to the Superintendent of the school.

III. The parents are earnestly entreated to consider the importance of confirming both by precept and example, at home, the good instructions which their children receive at school. They are more particularly enjoined1. To shew their children the nature and excellence of a Sunday

school for religious instruction. 2. To take care that they are regular and early in attendance, and

to impress upon them the advantage of attending to the in

struction given them. 3. To encourage them to learn at home what they will be expeeted

to repeat at school. 4. To keep them, by all means, from bad company, bad books,

and bad words. 5. To see that they are attentive to private prayer every night and

morning, and diligent in reading the word of God. 6. To pray for a blessing on all the instruction which their chil

dren receive; “for neither is he that planteth any thing, nor

he that watereth : but God that giveth the increase.” IV. The parents are expected to give one month's notice when any child is to leave the school ; and if such notice be omitted, the present on leaving the school will not be given, unless a satisfactory reason be given by the parents to the Director.

V. The parents are requested to attend on the first Sunday in every month, after the afternoon service, to hear the children catechised, and an address from the minister.

RULES FOR CHILDREN.

I. They are to attend exactly at nine o'clock every Sunday morning, and every Sunday afternoon at half-past one, from Michaelmas to Lady-day, and at a quarter before two from Lady-day to Michaelmas, unless a satisfactory reason can be given for absence.

II. They are to pay cheerful and respectful obedience to their Teachers : to observe silence and reverence during the whole time of Divine Service. There must be no whispering, talking, or disturbance of any kind. Every little noise that is made by the children is heard by the congregation. The Teacher notes down in a book the good or ill behaviour of every child, and reports thereon to the Superintendent, who refers all cases of irreverence in the house of God to the Director.*

III. The children are expected to come straight from home to Church, and go directly home after Divine Service is ended, with quietness and good behaviour. All playing in the streets on Sunday is disgraceful and sinful.

IV. The children are to come to school with clean hands, clean faces, clean heads, with their hair combed, and in clean clothes.

It is obvious that these cases VARY so much that no specific kind of punishment can be assigned. The Director, therefore, inquires into the cir. cumstances, and then administers the reproof or adjudges the punishment accordingly.

Punishments. ri. Taking God's name in vain; or For Crimes, 2. Using bad words; or

Six points are such as either 3. Telling lies ; or

to be lost. 4. Deceit of

any

kind; or 15. Irreverence at prayer ; And if any of these crimes be repeated, suspension from the school for one, three, or six months, is the punishment, according to the aggravations or repetitions of the crime.

For Faults, s1. Talking in school-time; or Three points such as either 12. Disrespect to Teacher;

$ are to be lost. For behaving badly in the streets on Sunday—that is, quarrelling, shouting, loitering, or playing therein--three points are to be lost.

Any child not coming to school with clean hands, clean face, &c. is to be sent home again, as not fit to be admitted among the other children, and to be considered as absent.

If any child be absent one Sunday, it will be expected that a sufficient reason for such absence be given or sent by the parents. If, upon enquiry, it be found that it was without the knowledge or consent of the parents, will be punished as deceit, and the parents will be requested to administer further punishment or reproof at home.

Minor Punishments.
1. Leaving his or her place, without

permission of the Teacher; or

2. Losing the place in reading; or Any Child 3. Looking about the school, and at

Is to lose found other classes, instead of attend

Two points. ing to his or her own Teacher

and lesson; or
4. Bringing sweetmeats, fruit, or

flowers to school; Other faults, such as coming to school late, neglecting to learn lessons, &c. to be punished at the discretion of the Superintendent.

DEATH WHILST SWEARING.

YESTERDAY, Mr. Bedford held an inquest at the Black Horse, Bedfordbury, on the body of John Jones, aged 48, a porter. The deceased and some companions went on Saturday afternoon into the Coach and Horses, St. Martin's-lane, and whilst there drinking he was accused of falsehood by some female, who knew him. In rebutting the charge he used the terrible oath of, “May God strike

The oath was hardly uttered, when he was seized with paralysis of the left side. He was taken to Charing Cross Hospital, in which he died in a few hours after admission. A post-mortem examination proved that he died of apoplexy. Verdict accordingly.

me dead."

BENEFIT SOCIETIES. THERE is no project of practical utility more deserving of attention than that of Benefit Societies; and perhaps there is not a class of the community more important to be interested in the subject than that of Teachers, not only as it respects the operations of such societies in schools, but in parishes and districts generally. We purpose, therefore, to bring the subject fully before our readers. We give in this number a detailed account of an admirably conducted Benefit Society in Birmingham. In our next number, we shall give the rules, &c. of another, better adapted, perhaps, for country parishes and small populations, and which we know to be in most satisfactory progress.

To the Editor of the Teacher's Visitor. Sir,-Will you kindly find a place in your valuable publication for the following sketch of a safe plan for the formation of Provident Institutions. I am your obedient servant,

W. E. H. There are few societies professedly established for the benefit of the working classes which are so universally supported by them as Benefit Clubs ; and there are, in consequence of bad management, the meetings being held at public-houses, and the rules not being enrolled, few things which cause, in all directions, so much misery and disappointment to the poor. Provident Institutions, which aim at the same object as Public-house Clubs, but by far different machinery, are beginning to be established in many places, and generally in connection with the Church. From the rules and constitution of one of the most successful of these, namely, the Birmingham General Provident Institution, we draw the data for the following observations, which are earnestly commended to the attentive consideration of all our readers—this institution having been approved by J. T. Pratt, Esq., the Barrister, and by other high authorities--and we trust a good result will attend this notice of these valuable instruments of good, in exciting the clergy and conductors of schools to take up the subject throughout the country.

The object of Provident Institutions should be to promote the general welfare of the working classes, by instructing them in the use and privileges of those laws of the realm which have been instituted for their especial benefit; teaching them to act on the principles of mutual assurance and support, now so generally adopted by the more opulent members of society, and guarding them against the many plausible but ruinous schemes, by which they are too frequently deceived; thus enabling them to practise those lessons of morality and religion which they are taught in the Church and the School, and to combine temperance, prudence, and justice, with charity and brotherly love; that while all are united “to bear eaeh other's burdens,” every one shall “ provide for his own household,” and prepare against the natural evils and emergencies of time, more especially sickness, old age, and death, without endangering the far more important concerns of eternity.

They may embrace a Medical Attendance Club; a Life Annuity, Sick Pay, and Funeral Society ; a Saving Club; an Endowment Society; a Library; and a Benevolent Fund; every member being at liberty to subscribe to one or all, according to his ability or in. clination, with the exception, that persons insuring pay in sickness, must also insure Medical Attendance.

When it is considered that the working classes are generally dependent on their daily labour for support, and that if visited by sickness, and unable to work, they must of necessity resort to gratuitous assistance, unless they can in some manner provide against it during health, the advantage and necessity of such institutions must be evident. It is, however, to be regretted, that, from the mistaken calculations of some, from the mismanagement in others, and from the temptation of public-houses, in which the business of the majority is transacted, the good that might have been anticipated has been but seldom realized ; in too many cases, the evil proposed to be avoided has been greatly increased ; and, after paying for years to the support of others, the old members have been obliged in sickness to resort to the parish for aid for themselves and families.

We will endeavour to explain the various branches of a good Provident Institution, under their several heads:

1. The Medical Atiendance Clui, for both sexes, and all ages, for insuring medical attendance, advice, and medicines in all cases, (midwifery excepted,) with the privilege of choosing from one or more surgeons, on paying twopence twice a month if above 14, and one penny twice a month if under 14 years of age:

2. The Life Annuity, Sick Pay, and Funeral Society, for both sexes, to enable persons, from the age of 6 to 5ā, to insure weekly pay in sickness for life; an annuity in old age; and a sum of money at death. The tables of payment must be graduated according to the age at the time of entering, and calculated upon equitable principles, from approved data, according to the probabilities of life and sickness. Three tables of payments to insure weekly pay in sickness may be opted, each being divided into ten classes, by which persons would be enabled to insure from two to twenty shillings weekly in sickness; from one to ten shillings weekly for life after the age of 60 or 65; and from £3 to £30 at death, with the privilege of receiving one-third of the funeral money at the death of one wife or husband. Persons wishing to insure from £20 to £200 at death, and from £10 to £20 per annum for life after the age of 60, 65, er 70, may do so, unconnected with any pay in sickness. The institution should be divided into a male and female division, and each division into a junior and senior branch ; the Sunday-sehool boys being the junior branch of the male, and the Sunday-school girls the junior branch of the female division. Both divisions are under the same government and laws, but the funds of each are kept entirely separate, and as two distinct societies.

Sunday-school Payments.-- Children in Sunday-schools, between 6 and 14 years of age, only to insure two shillings weekly in sickness, £l at death, and medical attendance at all times, with the choice of surgeons, on paying one penny per week. Boys above 14, and girls above 16 years of age, may insure large sums by paying according to rules and tables provided for adults.

4. Adult Payments. The following table is given as an example, and shews the payment to be made at different ages, TO INSURE 12s. WEEKLY IN SICKNESS AND £18 AT DEATH, with the privilege of having £6 of it at the death of one wife, and will give an idea of what is meant by a graduated scale : provision would be made to insure larger or smaller sums, according to a person's wages and age, tables being provided :

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5. Further Examples of Graduated Payments.

First.—A boy above 14, or a girl above 16 years of age, may insure 4s. weekly in sickness, and £6 at death, by paying 4d. twice a month; or a woman aged 22 may insure the same sums, with the privilege of receiving £2 on the death of one husband, on paying 4.1. twice a month.

Second.-A boy aged 16 or 17 may insure 6s. weekly in sickness, and £9 at death, on paying 6d. twice a month; or a man aged 21 may insure 20s. weekly in sickness, and £30 at death, with the pri. vilege of receiving £10 of it at the death of one wife, on paying ls. Ild. twice a month.

Third.-A man aged 21 may insure 10s. weekly in sickness until the age of 65 ; 5s. weekly, for life, after 65; and £15 at death, with the privilege of receiving £5 of it at the death of one wife, by paying 1s. Ad. twice a month until the age of 65 only.

Fourth.-A man or woman aged 21 may insure £20 at death, by paying 4d. twice a month, or £100 at death, by paying Is. 6 d. twice a month.

Fifth.-A person aged 21 may insure £20 per annum for life after the age of 60, by paying 1s. 20. twice a month ; after the age of 65, by paying 8d. twice a month; and after the age of 70, by paying 4d. twice a month.

6. Admission Fees will be at the rate of 6d. for every 2s. insured weekly in sickness; thus a member insuring 4s. weekly in sickness will pay an admission fee of ls.; a person insuring 10s., a fee of 2s. 6d. ; a person insuring 12s., a fee of 3s., and so on.

7. Independent Fund. This is a peculiar and distinguishing feature of Provident Institutions, which enables the Members, by extra payments for a few years, to become independent of their contributions; and by making which, when young, they have nothing to pay in old age, and leave a larger sum at death for the benefit of their widows and orphans, or friends. EXAMPLE.- A young man, 19 years of age, may pay ls. 3d. twice a month, to insure 14s. weekly in sickness for life, and £21 at

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