FORTH BRITISH & MERCANTILE INSURANCE CO.

FIRE, LIFE, AND ANNUITIES.

Incorporated by Royal Charter and Special Acts of Parliament.

President-HIS GRACE THE DUKE OF ROXBURGHE.
Vice-President-HIS GRACE THE DUKE OF SUTHERLAND, K.G.
Chairman of the General Court-SIR MATTHEW WHITE RIDLEY, BART., M.P.
LONDON DIRECTORS.
Deputy-Chairman-PASCOE DU PRÉ GRENFELL, ESQ.
JOHN SANDERSON, ESQ.
HON. CHARLES N. LAWRENCE.
QUINTIN HOGG, ESQ.
ALEX. D. KLEINWORT, ESQ.
GEO. E. SCARAMANGA, ESQ.

Chairman-BARON SCHRÖDER.
HARLES MORRISON, ESQ.
EORGE GARDEN NICOL, Esq.
ALEXANDER H. CAMPBELL, Esq. HON. CHARLES W. MILLS, M.P.
Manager of Fire Department-GEORGE HENRY BURNETT.
Manager of Life Department and Actuary-HENRY COCKBURN.
oreign Sub-Managers-PHILIP WINSOR and E. A. DE PAIVA.
Secretary-F. W. LANCE.
Medical Officers-HERMANN WEBER, M.D., and H. PORT, M.D. Solicitors- BIRCHAM & Co.
Auditor-JAMES HALDANE, Chartered Accountant.

F. WALKER-DRUMMOND, ESQ.
AVID B. WAUCHOPE, ESQ.
IR JAMES GARDINER BAIRD, BART.
EORGE AULDJO JAMIESON, Esq.
REDERICK PITMAN, ESQ.

EDINBURGH DIRECTORS.
CHARLES GAIRDNER, ESQ.
RALPH DUNDAS, ESQ.
JOHN WHARTON TOP, Esq.
SIR JAS. H. GIBSON-CRAIG, BART. CHARLES C. MACONOCHIE, Esq.

RT. HON. THE EARL OF ELGIN.
SIR THOMAS CLARK, BART.
CHARLES B. LOGAN, ESQ.

Manager A. GILLIES SMITH, F.R.S.E. letuary-THOMAS WALLACE.

Solicitors J. & F. ANDERSON, W.S.

Secretary-PHILIP R. D. MACLAGAN.

Medical Officer-J. PLAYFAIR, M.B., F.R.C.P E. Auditor-JAMES HALDANE, Chartered Accountant. DEPARTMENT.

LIFE

THE PRINCIPLES on which this Company was founded, and on which it continues to act, combine the stem of Mutual Assurance with the safety of a large Protecting Capital and Accumulated Funds. NINETY PER CENT. of the LIFE ASSURANCE PROFITS is divided among the Assurers on the Particiating Scale.

THE PROFITS are divided every Five Years. The next division will take place on December 31st, 1895. MOST POLICIES are WORLD-WIDE from the date of issue. Cheap, simple arrangements for Naval and Jilitary Officers.

CLAIMS paid on proof of death and title.

ANNUITIES of all kinds are granted, and the rates fixed on the most favourable terms.

FIRE DEPARTMENT.

PROPERTY OF NEARLY EVERY DESCRIPTION at Home and Abroad, insured at the most favourable Rates. Net Premiums for 1891 amounted to £1,441,931 68. 7d.

Losses from Fire occasioned by Lightning are made good by this Company. The Company holds itself esponsible for damage done by explosion of Gas occurring in a building not forming part of any Gas Vorks. No charge for alterations by endorsements. Rents of Buildings Insured."

Claims settled with promptitude and liberality. No Charge made for policies.

-22

TOTAL ASSETS at DECEMBER 31st, 1891, £10,695,969.
I. Authorised Capital
Subscribed Capital

£3,000,000 00
£2,750,000 00

1

Paid-up Capital

II. Fire Funds Reserves (including Balance of Profit and Loss Account)
II. Life Funds-Accumulated Fund of the Life Branch
Accumulated Fund of the Annuity Branch

EVENUE FOR THE YEAR 1891

From Fire Department: Net Premiums, Interest, etc.
From Life Department: Net Premiums, Interest, etc.
Annuity Premiums (including £218,012 10s. 4d.
by single payments) and Interest

99

19

...

£6,012,552 0 7
1,278,739 9 7

7,291,291 10 2 £10,695,969 2 11 £1,552,862 5 8

£829,861 1 7
267,806 19 2

1,097,668 0 9 £2,650,530 6 5

The Accumulated Funds of the Life Department are free from liability in respect of the Fire Department, nd in like manner the Accumulated Funds of the Fire Department are free from liability in respect of the ife Department.

Prospectuses and every information can be obtained at the Chief Offices: London: 61, Threadneedle Street, E.C.; (West End Branch) 8, Waterloo Place, S.W. Edinburgh: 64, Princes Street.

HUTCHINSON'S

AUSTRALASIAN ENCYCLOPÆDIA.