The Fair Credit Reporting Act and Issues Presented by Reauthorization of the Expiring Preemption Provisions: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, First Session, on the History, Purpose, and Function of the Fair Credit Reporting Act and Provisions Subject to the Expiring Preemption Provisions Specifically, the Growing Problems of Identity Theft, Affiliate Sharing Practices, Accuracy of Credit Report Information, Consumer Awareness and Understanding the Credit Granting Process and Addressing Measures to Enhance the Act, May 20, June 19, 26, July 10, 29, and 31, 2003U.S. Government Printing Office, 2004 - 706 oldal |
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vii. oldal
... Interest Research Group ; on behalf of : ACORN , Center for Community Change , Consumer Action , Consumer Federation of America , Consumers Union , Electronic Privacy Information Center , Identity Theft Resource Center , Privacy Rights ...
... Interest Research Group ; on behalf of : ACORN , Center for Community Change , Consumer Action , Consumer Federation of America , Consumers Union , Electronic Privacy Information Center , Identity Theft Resource Center , Privacy Rights ...
7. oldal
... interest of time , I will submit my state- ment for the record . Chairman SHELBY . It will be made a part of the record in its en- tirety . Senator DOLE . But I welcome you . As a former Member of the Federal Trade Commission , I am ...
... interest of time , I will submit my state- ment for the record . Chairman SHELBY . It will be made a part of the record in its en- tirety . Senator DOLE . But I welcome you . As a former Member of the Federal Trade Commission , I am ...
13. oldal
... interest rates that reflect much more closely the risk that a particular consumer creates or poses for the creditor . I think prescreening has been an important part of that shift . It has been an important competitive weapon , as ...
... interest rates that reflect much more closely the risk that a particular consumer creates or poses for the creditor . I think prescreening has been an important part of that shift . It has been an important competitive weapon , as ...
42. oldal
... interest , is it not ? Mr. BEALES . It is a balancing of the interests . And we have tried on an ongoing basis to assess whether there are problems , where there may be the possibility for improvements that would make the system work ...
... interest , is it not ? Mr. BEALES . It is a balancing of the interests . And we have tried on an ongoing basis to assess whether there are problems , where there may be the possibility for improvements that would make the system work ...
45. oldal
... interest in identity theft , and I share this concern . In fact , I believe that a uniform national credit reporting system , if used properly , can be one of our most effective weapons to combat this growing problem . I hope as part of ...
... interest in identity theft , and I share this concern . In fact , I believe that a uniform national credit reporting system , if used properly , can be one of our most effective weapons to combat this growing problem . I hope as part of ...
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1996 Amendments AARP accuracy affiliate sharing alert allow bank BEALES CDIA Chairman MURIS Chairman SHELBY Citibank Citigroup Committee companies complaints Congress consumer credit Consumer Data consumer protection consumer reporting agencies CRA's credit bureaus credit card credit information credit report information Credit Reporting Act credit reporting agencies credit reporting system credit scores creditors customers database disclosure dispute enacted Equifax Experian Fair Credit Reporting Fair Isaac Fargo FCRA Federal Trade Commission FICO scores financial institutions financial services furnishers hearing identifying identity theft identity theft victims important industry information sharing issue law enforcement legislation lenders loan mortgage Neiman Marcus offers percent personal information preemption prescreening problem rates retail risk risk-based pricing Senator BENNETT Senator SARBANES Social Security number standards statement sumer testimony Thank tion transaction TransUnion Vermont victims of identity