The Fair Credit Reporting Act and Issues Presented by Reauthorization of the Expiring Preemption Provisions: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, First Session, on the History, Purpose, and Function of the Fair Credit Reporting Act and Provisions Subject to the Expiring Preemption Provisions Specifically, the Growing Problems of Identity Theft, Affiliate Sharing Practices, Accuracy of Credit Report Information, Consumer Awareness and Understanding the Credit Granting Process and Addressing Measures to Enhance the Act, May 20, June 19, 26, July 10, 29, and 31, 2003U.S. Government Printing Office, 2004 - 706 oldal |
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vii. oldal
... Errors and Their Implications for Consumers , by Richard J. Hillman , Direc- tor , Financial Markets and Community Investment , U.S. General Account- ing Office The Development and Regulation of Consumer Credit Reporting in America by ...
... Errors and Their Implications for Consumers , by Richard J. Hillman , Direc- tor , Financial Markets and Community Investment , U.S. General Account- ing Office The Development and Regulation of Consumer Credit Reporting in America by ...
9. oldal
... errors that need to be cor- rected . Chairman SHELBY . In your written testimony , you cite a 1996 D.C. Circuit Court case where the court held that a major purpose of the Fair Credit Reporting Act , and I will quote : " Is the privacy ...
... errors that need to be cor- rected . Chairman SHELBY . In your written testimony , you cite a 1996 D.C. Circuit Court case where the court held that a major purpose of the Fair Credit Reporting Act , and I will quote : " Is the privacy ...
26. oldal
... errors are small , we understand that . Mr. BEALES . Let me back up because I think what I should have said is , there is no reasonable way to prevent it . Chairman SHELBY . Okay . Mr. BEALES . Because if there is an error and it is ...
... errors are small , we understand that . Mr. BEALES . Let me back up because I think what I should have said is , there is no reasonable way to prevent it . Chairman SHELBY . Okay . Mr. BEALES . Because if there is an error and it is ...
36. oldal
... errors , unless they spend a whole lot of time and effort on it and it is beyond their ken ? Mr. BEALES . I believe there is some difficulty in correcting errors . It is not the easiest thing in the world to do . I think that is right ...
... errors , unless they spend a whole lot of time and effort on it and it is beyond their ken ? Mr. BEALES . I believe there is some difficulty in correcting errors . It is not the easiest thing in the world to do . I think that is right ...
53. oldal
... errors . Consumer right to know . Under Section 609 of the FCRA , consumers have a right to know all information in their files ( except risk scores ) upon request and proper identification . They also have the right to learn the ...
... errors . Consumer right to know . Under Section 609 of the FCRA , consumers have a right to know all information in their files ( except risk scores ) upon request and proper identification . They also have the right to learn the ...
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1996 Amendments AARP accuracy affiliate sharing alert allow bank BEALES CDIA Chairman MURIS Chairman SHELBY Citibank Citigroup Committee companies complaints Congress consumer credit Consumer Data consumer protection consumer reporting agencies CRA's credit bureaus credit card credit information credit report information Credit Reporting Act credit reporting agencies credit reporting system credit scores creditors customers database disclosure dispute enacted Equifax Experian Fair Credit Reporting Fair Isaac Fargo FCRA Federal Trade Commission FICO scores financial institutions financial services furnishers hearing identifying identity theft identity theft victims important industry information sharing issue law enforcement legislation lenders loan mortgage Neiman Marcus offers percent personal information preemption prescreening problem rates retail risk risk-based pricing Senator BENNETT Senator SARBANES Social Security number standards statement sumer testimony Thank tion transaction TransUnion Vermont victims of identity