The Fair Credit Reporting Act and Issues Presented by Reauthorization of the Expiring Preemption Provisions: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, First Session, on the History, Purpose, and Function of the Fair Credit Reporting Act and Provisions Subject to the Expiring Preemption Provisions Specifically, the Growing Problems of Identity Theft, Affiliate Sharing Practices, Accuracy of Credit Report Information, Consumer Awareness and Understanding the Credit Granting Process and Addressing Measures to Enhance the Act, May 20, June 19, 26, July 10, 29, and 31, 2003U.S. Government Printing Office, 2004 - 706 oldal |
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2. oldal
... enforcement of the Fair Credit Reporting Act. Our first witness is Howard Beales, Director of the Federal Trade Commission's Division of Consumer Affairs. From Mr. Beales, we should obtain more information about the history, the purpose ...
... enforcement of the Fair Credit Reporting Act. Our first witness is Howard Beales, Director of the Federal Trade Commission's Division of Consumer Affairs. From Mr. Beales, we should obtain more information about the history, the purpose ...
5. oldal
... enforcement efforts since 1996 have focused on the new requirements added by the amendments in that year . For example , the Commission settled cases against the three major re- positories charging that they failed to have adequate ...
... enforcement efforts since 1996 have focused on the new requirements added by the amendments in that year . For example , the Commission settled cases against the three major re- positories charging that they failed to have adequate ...
15. oldal
... enforcement in prosecuting identity theft . We are also active in trying to educate consumers as to how they can reduce the risks and how they can reduce the consequences , and I think that is an important part of it . And we are very ...
... enforcement in prosecuting identity theft . We are also active in trying to educate consumers as to how they can reduce the risks and how they can reduce the consequences , and I think that is an important part of it . And we are very ...
22. oldal
... enforce- ment jurisdiction . Is that correct ? Mr. BEALES . That is correct . Senator MILLER . And if so , talk to me a little bit about that . Mr. BEALES . We are , I would say , the principal enforcement agency under the Fair Credit ...
... enforce- ment jurisdiction . Is that correct ? Mr. BEALES . That is correct . Senator MILLER . And if so , talk to me a little bit about that . Mr. BEALES . We are , I would say , the principal enforcement agency under the Fair Credit ...
24. oldal
... enforcement priority . Senator DODD . And you say that you have had a chance to look at those articles in the Hartford Courant . What is your reaction to them ? Mr. BEALES . The potential consequences of mistakes in credit re- ports are ...
... enforcement priority . Senator DODD . And you say that you have had a chance to look at those articles in the Hartford Courant . What is your reaction to them ? Mr. BEALES . The potential consequences of mistakes in credit re- ports are ...
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1996 Amendments AARP accuracy affiliate sharing alert allow bank BEALES CDIA Chairman MURIS Chairman SHELBY Citibank Citigroup Committee companies complaints Congress consumer credit Consumer Data consumer protection consumer reporting agencies CRA's credit bureaus credit card credit information credit report information Credit Reporting Act credit reporting agencies credit reporting system credit scores creditors customers database disclosure dispute enacted Equifax Experian Fair Credit Reporting Fair Isaac Fargo FCRA Federal Trade Commission FICO scores financial institutions financial services furnishers hearing identifying identity theft identity theft victims important industry information sharing issue law enforcement legislation lenders loan mortgage Neiman Marcus offers percent personal information preemption prescreening problem rates retail risk risk-based pricing Senator BENNETT Senator SARBANES Social Security number standards statement sumer testimony Thank tion transaction TransUnion Vermont victims of identity