The Fair Credit Reporting Act and Issues Presented by Reauthorization of the Expiring Preemption Provisions: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, First Session, on the History, Purpose, and Function of the Fair Credit Reporting Act and Provisions Subject to the Expiring Preemption Provisions Specifically, the Growing Problems of Identity Theft, Affiliate Sharing Practices, Accuracy of Credit Report Information, Consumer Awareness and Understanding the Credit Granting Process and Addressing Measures to Enhance the Act, May 20, June 19, 26, July 10, 29, and 31, 2003U.S. Government Printing Office, 2004 - 706 oldal |
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1 - 5 találat összesen 100 találatból.
27. oldal
... costs do you have to incur , what is reasonable to do to avoid that particular error . Chairman SHELBY . I think Senator Dodd asked you the question of , something to the effect , how many complaints did you have at the Federal Trade ...
... costs do you have to incur , what is reasonable to do to avoid that particular error . Chairman SHELBY . I think Senator Dodd asked you the question of , something to the effect , how many complaints did you have at the Federal Trade ...
35. oldal
... costs resulting from restrictions that differ based on geography , may lead to an increase in price or a reduction in the availability of credit , as well as a reduc- tion in the optimal sharing of risk and reward . As a result , I ...
... costs resulting from restrictions that differ based on geography , may lead to an increase in price or a reduction in the availability of credit , as well as a reduc- tion in the optimal sharing of risk and reward . As a result , I ...
46. oldal
... costs of borrowing appropriately . Mr. Chairman , I believe we should do everything we can to bolster the system we have in place today . I hope as we reexamine the FCRA we will be careful to take no actions that would undermine or ...
... costs of borrowing appropriately . Mr. Chairman , I believe we should do everything we can to bolster the system we have in place today . I hope as we reexamine the FCRA we will be careful to take no actions that would undermine or ...
57. oldal
... costs of such decisionmaking " ) , citing Gates , Perry and Zorn , " Automated Underwriting in Mortgage Lending : Good News for the Underserved ? " Housing Policy Debate , vol . 13 , issue 2 , 2002 , pp . 369-91 ; and Barron and Staten ...
... costs of such decisionmaking " ) , citing Gates , Perry and Zorn , " Automated Underwriting in Mortgage Lending : Good News for the Underserved ? " Housing Policy Debate , vol . 13 , issue 2 , 2002 , pp . 369-91 ; and Barron and Staten ...
59. oldal
... cost of credit in traditionally under- served markets , such as rural areas that may have only one or two banks with a ... costs , or other indi- cators of bias as a result of the pervasive use of credit scores and automated underwriting ...
... cost of credit in traditionally under- served markets , such as rural areas that may have only one or two banks with a ... costs , or other indi- cators of bias as a result of the pervasive use of credit scores and automated underwriting ...
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1996 Amendments AARP accuracy affiliate sharing alert allow bank BEALES CDIA Chairman MURIS Chairman SHELBY Citibank Citigroup Committee companies complaints Congress consumer credit Consumer Data consumer protection consumer reporting agencies CRA's credit bureaus credit card credit information credit report information Credit Reporting Act credit reporting agencies credit reporting system credit scores creditors customers database disclosure dispute enacted Equifax Experian Fair Credit Reporting Fair Isaac Fargo FCRA Federal Trade Commission FICO scores financial institutions financial services furnishers hearing identifying identity theft identity theft victims important industry information sharing issue law enforcement legislation lenders loan mortgage Neiman Marcus offers percent personal information preemption prescreening problem rates retail risk risk-based pricing Senator BENNETT Senator SARBANES Social Security number standards statement sumer testimony Thank tion transaction TransUnion Vermont victims of identity