The Fair Credit Reporting Act and Issues Presented by Reauthorization of the Expiring Preemption Provisions: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, First Session, on the History, Purpose, and Function of the Fair Credit Reporting Act and Provisions Subject to the Expiring Preemption Provisions Specifically, the Growing Problems of Identity Theft, Affiliate Sharing Practices, Accuracy of Credit Report Information, Consumer Awareness and Understanding the Credit Granting Process and Addressing Measures to Enhance the Act, May 20, June 19, 26, July 10, 29, and 31, 2003U.S. Government Printing Office, 2004 - 706 oldal |
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1 - 5 találat összesen 100 találatból.
35. oldal
... allow some State ex- perimentation ? Mr. BEALES . no , I do not think they are irreconcilable . And I think the existing statute allows State experimentation in many areas . But not in some . Senator SCHUMER . And are there any that ...
... allow some State ex- perimentation ? Mr. BEALES . no , I do not think they are irreconcilable . And I think the existing statute allows State experimentation in many areas . But not in some . Senator SCHUMER . And are there any that ...
36. oldal
... allow people to see what goes into their credit score ? Right now , they have no way of even knowing if there is a mis- take . It befuddles lots of people , and lots of lenders . Mr. BEALES . I think the key is the accuracy of the ...
... allow people to see what goes into their credit score ? Right now , they have no way of even knowing if there is a mis- take . It befuddles lots of people , and lots of lenders . Mr. BEALES . I think the key is the accuracy of the ...
44. oldal
... allows lenders to make informed decisions about a given consumer's credit risk and to make better lending decisions . These decisions are good for consumers in a variety of ways . For some , full - file reporting may allow a lender to ...
... allows lenders to make informed decisions about a given consumer's credit risk and to make better lending decisions . These decisions are good for consumers in a variety of ways . For some , full - file reporting may allow a lender to ...
47. oldal
... allow credi- tors to develop models that help them predict the risk of default of a particular consumer . ( The products are thus sometimes referred to as " risk scores " or " credit scores . " ) When the consumer applies for credit or ...
... allow credi- tors to develop models that help them predict the risk of default of a particular consumer . ( The products are thus sometimes referred to as " risk scores " or " credit scores . " ) When the consumer applies for credit or ...
57. oldal
... allow these consumers to opt out of future offers . Third , businesses increasingly are using consumer report data to undertake risk- based pricing of products or services.72 In many areas , the decisionmaking of credi- tors and other ...
... allow these consumers to opt out of future offers . Third , businesses increasingly are using consumer report data to undertake risk- based pricing of products or services.72 In many areas , the decisionmaking of credi- tors and other ...
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1996 Amendments AARP accuracy affiliate sharing alert allow bank BEALES CDIA Chairman MURIS Chairman SHELBY Citibank Citigroup Committee companies complaints Congress consumer credit Consumer Data consumer protection consumer reporting agencies CRA's credit bureaus credit card credit information credit report information Credit Reporting Act credit reporting agencies credit reporting system credit scores creditors customers database disclosure dispute enacted Equifax Experian Fair Credit Reporting Fair Isaac Fargo FCRA Federal Trade Commission FICO scores financial institutions financial services furnishers hearing identifying identity theft identity theft victims important industry information sharing issue law enforcement legislation lenders loan mortgage Neiman Marcus offers percent personal information preemption prescreening problem rates retail risk risk-based pricing Senator BENNETT Senator SARBANES Social Security number standards statement sumer testimony Thank tion transaction TransUnion Vermont victims of identity