The Fair Credit Reporting Act and Issues Presented by Reauthorization of the Expiring Preemption Provisions: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, First Session, on the History, Purpose, and Function of the Fair Credit Reporting Act and Provisions Subject to the Expiring Preemption Provisions Specifically, the Growing Problems of Identity Theft, Affiliate Sharing Practices, Accuracy of Credit Report Information, Consumer Awareness and Understanding the Credit Granting Process and Addressing Measures to Enhance the Act, May 20, June 19, 26, July 10, 29, and 31, 2003
U.S. Government Printing Office, 2004 - 706 oldal
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accuracy accurate adverse action affiliate affiliate sharing allow Amendments application bank BEALES believe benefits Chairman SHELBY changes Commission Committee companies complaints Congress consumer credit consumer reporting correct costs CRAs credit bureaus credit card Credit Reporting Act credit score creditors crime customers decisions developed enforcement errors example Fair Credit Reporting Fargo FCRA Federal fraud furnishers give going hearing identify identity theft important individual industry institutions interest issue lenders limited loan look mortgage notice obtain offers percent prescreening problem protections question rates reasonable receive record reporting agencies response result retailers risk Security Senator Senator SARBANES sharing standards statement testimony Thank things tion understand victims