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Home Reading GOLDEN HOURS.

FOR EVERY MONTH.

1874.

VOL. VI.

FOR TII

for the young

THE

AN ILLUSTRATED MAGAZINE LADIES' REPOSITORY FOR 1874.

BOYS AND GIRLS.

Forty-eight large octavo pages monthly, This religious family magazine, published making for the year a handsome for more than thirty years, has won for itself

volume of 576 pages. the apporpriate title of

QUEEN OF MONTHLIES. ONLY $2 PER YEAR. Each number contains Eighty Superroyal Octavo Pages, printed on the finest calen. The reading matter is choice and varied, dered paper, and is embellished with two comprising Travels, Biography, Science, Nat. original

ural History, Sketches, Tales, etc., from a corps STEEL ENGRAVINGS,

of able contributors and most popular writers executed in the best style-furnishing its

THE ILLUSTRATIONS patrons Twenty-four Gems of art each year. In amount and quality of reading.mat. are numerous, and executed in good style. ter, in mechanical execution and illustrations, Besides special engravings, each number conthe Ladies' Repository will maintain its high tains articles that are appropriately illustrated; rank. THE LITERARY CONTENTS comprise : also a Essays, Disquisitions, Tales and Ad.

BEAUTIFUL FRONTISPIECE. ventures from Real Life, Bi.

The design is to furnish a Sprightly, Read. ographical and Literary

able, and Tasteful Periodical for the Young Sketches, Poems,

Folks, that shall be free from every thing oband papers on subjects of practical value. jectionable both in the reading-matter and The current and grave questions of the day in illustrations-one that the SCIENCE, HISTORY, AND RELIGION, MOST CAREFUL PARENTS will not be avoided, but will be discussed as

can place in the hands of their children with. fully as their importance demands and as our out misgivings. This Magazine has received space will admit of.

the unqualified commendation of Religious THE BOYS AND GIRLS

Editors, Ministers, Teachers, and many Pawill find in each number something prepared that both interests and improves the young

rents have rejoiced to find in it a literature especially for them. This is designed to meet, readers. in some good measure, the demands of the youth in those homes where only one magazine is taken.

A GOOD CHANCE THE CONSTANT AIM will be to produce a magazine that shall meet BOYS AND CIRLS the literary wants of all the members of the Christian family, and especially a journal that The Golden Hours will be sent to sir sub. every lady of intelligence, culture, and with a scribers for $10 cash, where the names are taste for reading, will regard a welcome visitor. sent by one person—which allows TWO DOL

Among the periodicals claiming public favor, | LARÁ for raising the club. Any of our that relative excellence will be maintained in young friends, by getting five subscribers and the Ladies' Repository which has made it pre sending us $10 can get the eminently the

GOLDEN HOURS FREE.
MAGAZINE FOR THE CHRISTIAN HOME.

83.50 Per Year, in Advanco.
$1.75 for Six Months, in Advance.
Subscriptions begin with January or July.
Money by postal money-order, draft, ex.

Send the money by postal money.order, draft press, or registered letter. Address

express, or registered letter. Address
HITCHCOCK & WALDEN,

HITCHCOCK & WALDEN,
Cincinnati, Chicago, or St. Louis.

Cincinnati, Chicago, or St. Louis:
NELSON & PHILLIPS, New York.

NELSON & PHILLIPS, New York. J. P. MAGEE, Boston.

J. P. MAGEE, Boston.

FOR THE

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A MONTHLY MAGAZINE FOR YOUNGEST READERS.

This unique work, begun in 1867, and now a welcome visitor in every family where there is a child, retains its UNRIVALLED CORPS OF CONTRIBUTORS, and gives in every number a profusion of

THE CHOICEST PICTURES, executed in the best and most costly style. The peculiar features that have distinguished it thus far will characterize it during the coming year ; and NEW AND VARIED

VARIED ATTRACTIONS

will be continually added.

TERMS:
$1.50 a year, in advance. 15 cents a single number.

IN CLUB WITH OTHER PERIODICALS.
Scribner's Monthly ($4.00), and The Nursery, $4.50 St Nicholas ($3.00), and The Nursery, $3.50
Harper's Monthly 4.00), and The Nursery, 4.50 The Household

1.00), and The Narsery, 2.00 Harper's Weekly 4.00), and The Nursery, 4.50 | Mother's Journal 2.00), and The Norsery, 3.50 Harper's Bazar 4.00), and The Nursery, 4.50 Youth's Companion 1.50), and The Nursery, 2.70 Atlantic Monthly 4.00), and The Nursery, 4.50 Little Corpora! 1.50), and The Nursery, 2.5 Galaxy

4.00), and The Nursery, 4.50 Our Young Folks 2.00), and The Nursery, 3.00 Old and New

4.00), and The Nursery, 4.50 Optic's Magazine. 3.00), and The Nursery, 4.00 Lippincott's Magazine 4.00), and The Nursery, 4.50 Wood's Househ’ld Mag(1.00), and The Nursery, 2.00 Appleton's Journal 4.00), and The Nursery, 4.50 Godey's Lady's Book 3.00), and The Nursery, 3.71 Living Age.

8.00), and The Nursery, 8.50 Hearth and Home 3.00), and The Nursery, 3.75 The Aldine

5.00), and The Nursery, 5.50 Every Saturday (5.00), and The Nursery, 150 Address

JOHN L. SHOREY, 36 Bromfield Street, Boston, Mass.

EXTRACTS FROM THE OFFICIAL EXAMINATION OF FOREIGN INSURANCE CONPANIES,

FROM THE EIGHTEENTH MASSACHUSETTS REPORT ON FIRE AND MARINE IN-
SURANCE FOR THE YEAR 1872.
The Liverpool and London and Globe Insurance Company, of Liverpool.

Boston Office, 68 State Street. As far back as 1870 this Department had decided to institute a personal examination into the financial aftan of the Foreign Insurance Companies doing business in this Commonwealth. Massachusetts having been the first State in the Union to establish and perfect a system under which insurance organizations have attained re markable growth and prosperity ::: it was therefore fitting that she should secure and communicate iDformation so necessary and desirable to the American patrons of Foreign Companies.

For some weeks prior to the final examination, and unknown to the Company or its officers, a competect and disinterested insurance expert, familiar with its business transactions, had been employed in a searching investri tion of its affairs. This preliminary service, in which the Commissioner himself participated, and for shah peculiar facilities were fortunately presented, was deemed necessary in carrying out the previously arranged place for a perfect examination.

The actual value of securities in which the Company's funds are invested, and which it holds as collaterad for moneys loaned, was also a matter of careful inquiry, both in Liverpool, London and elsewhere, the result confirming the Company's return, except in ten or twelve instances in which, as there always will be in the opinion of informants, there were differences a shade higher or lower, but showing a net variation tou insignifcant to mention.

Another element in the financial status of the Liverpool and London and Globe, is the tact that its share holders are individually liable for all they are worth. If a call were made on them, it would be in proporting to the stock held by each, and those able to pay would be compelled to pay for those unable to do so. tion is further strengthened by the Company's deed of settlement, under which proprietors cannot sell thre! shares without the approbation of the directors; and not only so, but the liability of a proprietor continues fut three years after his transfer is registered.

The aggregate liabilities, as shown in the examination, amounted to nearly $17,000,000, leaving a surplus it Dearly $4,300,000 as regards policy-holders.

Its premium receipts on fire business in 1872, were very nearly $6,300,000 - a million in excess of its te ported and supposed losses. The total premium receipts of the Company from its organization have been 14wards of sixty millions of dollars, out of which it has paid losses amounting to nearly forty-two millions.

It being the first time that such a service had been accomplished by an American official, duty and justice demanded a faithful presentation of facts. These we have endeavored to communicate as they were developed carefully avoiding detraction or addition. The examinations were verified by the latest data, practically includes finances and other interests up to the close of 1872. Simple equity claims the admission of high administrativa ability in the prudential and business relations of the Companies visited. Strength, watchfulness and secundy were noticeably apparent.

Respectfully submitted,

JULIUS L. CLARKE, Insurance Commissionit. $5to$20 per day. Agents wanted! All classes of working peo

$10 TO 920 ple, of either sex, old, make more money at

This conde

Fifth Series,
Volume IV.

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No. 1538. - November 29, 1873.

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CONTENTS.
I. HOLLAND HOUSE,

Quarterly Review,
II. A RAILWAY JUNCTION : Or, the Romance of
Ladybank,

Blackwood's Magazine,
III. GROWTH AND DECAY OF MIND,

Cornhill Magazine,
IV. The PARISIANS. By Lord Lytton, author of

“ The Last Days of Pompeii,” “My Novel,”
“The Caxtons," etc. Part XIX.,

Blackwood's Magazine,
V. GEORGE HERBERT AS A LOVER OF NATURE, Saint Pauls,
VI. THE GOVERNMENT THE PANIC IN
AMERICA,

Economist,

POETRY. TRUE BLESSEDNESS,

514 CONSECRATED, AWAKE,

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MISCELLANY,

576

PUBLISHED EVERY SATURDAY BY
LITTELL & GAY, BOSTON.

TERMS OF SUBSCRIPTION. For Eight DOLLARS, remitted directly to the Publishers, the Living Age will be punctually forwarded for a year, free of postage. But we do not prepay postage on less than a year, nor when we have to pay commission for forwarding the money; nor when we club the Living Age with another periodical.

An extra copy of THE LIVING AGE is sent gratis to any one getting up a club of Five New Subscribers.

Remittances should be made by bank draft or check, or by post-office money-order, if possible. If neither of these can be procured, the money should be sent in a registered letter. All postmasters are obliged to register letters when requested to do so. Drafts, checks and money-orders should be made payable to the order of LITTELL & Gay.

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