 | John A. Meech - 2002 - 986 oldal
...retrieval. First Eigen Vector (Scaled) Fig. 4. Example 2 of FLSI for text retrieval. Application to Credit Scoring: Credit scoring was first developed...based on the contents of the credit bureau's data. FICO is used to make billions of financing decisions each year serving a 100 billion dollar industry.... | |
 | Vincenzo Loia, Masoud Nikravesh, Lofti A. Zadeh - 2004 - 342 oldal
...card ranking, and date matching applications. 5.1 Application to Credit Scoring (Fair, Isaac and Co) Credit scoring was first developed in the 1950's and...based on the contents of the credit bureau's data. FICO is used to make billions of financing decisions each year serving a 100 billion dollar industry.... | |
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Application to Credit Scoring Credit scoring was first developed in the 1950's and has been used extensively in the last two decades. In the early 1980's, the three major credit bureaus, Equitax, Experian, and TransUnion worked with the Fair Isaac Company... 