S. HRG. 108-579 THE FAIR CREDIT REPORTING ACT AND HEARINGS BEFORE THE COMMITTEE ON BANKING, HOUSING, AND URBAN AFFAIRS UNITED STATES SENATE ONE HUNDRED EIGHTH CONGRESS FIRST SESSION ON THE HISTORY, PURPOSE, AND FUNCTION OF THE FAIR CREDIT REPORTING ACT AND PROVISIONS SUBJECT TO THE EXPIRING PREEMPTION PROVISIONS SPECIFICALLY; THE GROWING PROBLEM OF IDENTITY THEFT; AFFILIATE SHARING PRACTICES; ACCURACY OF CREDIT REPORT INFORMATION; CONSUMER AWARENESS AND UNDERSTANDING THE CREDIT GRANTING PROCESS AND ADDRESSING MEASURES TO ENHANCE THE ACT MAY 20, JUNE 19, 26, JULY 10, 29, AND 31, 2003 Printed for the use of the Committee on Banking, Housing, and Urban Affairs 95-254 PDF U.S. GOVERNMENT PRINTING OFFICE For sale by the Superintendent of Documents, U.S. Government Printing Office COMMITTEE ON BANKING, HOUSING, AND URBAN AFFAIRS RICHARD C. SHELBY, Alabama, Chairman ROBERT F. BENNETT, Utah RICK SANTORUM, Pennsylvania JOHN E. SUNUNU, New Hampshire PAUL S. SARBANES, Maryland CHRISTOPHER J. DODD, Connecticut TIM JOHNSON, South Dakota JACK REED, Rhode Island CHARLES E. SCHUMER, New York EVAN BAYH, Indiana ZELL MILLER, Georgia THOMAS R. CARPER, Delaware DEBBIE STABENOW, Michigan KATHLEEN L. CASEY, Staff Director and Counsel STEVEN B. HARRIS, Democratic Staff Director and Chief Counsel MARK A. CALABRIA, Senior Professional Staff JOSEPH R. KOLINSKI, Chief Clerk and Computer Systems Administrator (II) |