THE AUSTRALASIAN, COLONIAL, & CENERAL LIFE ASSURANCE AND ANNUITY COMPANY, 126, BISHOPSGATE STREET, CORNER OF CORNHILL. Capital, £200,000, in 2,000 Shares. John H. Capper, Esq. Gideon Colquhoun, Esq. William Walker, Esq. TRUSTEES Edward Barnard, Esq. F.R.S.; J. H. Capper, Esq.; AUDITORS-James Easton, Esq., and C. Richardson, Esq. COLONIAL BANKERS-The Bank of Australasia (incorporated by Royal PHYSICIAN-Dr. Fraser, 62 Guildford-street, Russell-square. The following are specimens of the rates of premium charged by this Company for the assurance of £100. NO EXTRA PREMIUM is charged for residence in the Australasian or North American Colonies, or at the Cape of Good Hope. PECULIAR FACILITIES are afforded for the assurance of the lives of persons proceeding to or residing in the East Indies. Premiums may be paid and claims settled, in Australasia and the East Indies, by indorsement of the policy. Immediate and deferred Annuities are granted by the Company, on very favourable terms, and it is a peculiar feature in its constitution that Annuitants participate in the profits. The following are specimens of the annuities granted for every £100 sunk. Prospectuses, with Tables, Forms of Proposal for the purchase of an Annuity or for making an Assurance, and every information, may be obtained by application at the Office of the Company, 'E. RYLEY, Actuary and Secretary. CALEDONIAN LIFE INSURANCE COMPANY. ESTABLISHED 1805, FOR THE INSURANCE OF LIVES, THE PURCHASE AND SALE OF ANNUITIES AND THE PURCHASE OF REVERSIONARY PROPERTY. 19, GEORGE STREET, EDINBURGH; 27 MOORGATE STREET, LONDON. Sir D. Cameron, Bart. Extraordinary Directors. Lieutenant-Gen. Graham Stirling. Patrick Neill, Esq. LL.D. John Forrester, Esq. W.S. Adam Anderson, Esq. Ordinary Directors. Alex Allan, Esq. Henry Raeburn, Esq. Thomas Ranken, Esq. S.S.C. Thomas Clapperton, Esq. MANAGER-H. D. Dickie, Esq. CONSULTING PHYSICIAN-Professor Henderson. London Branch. MANAGER-Edward F. Sealy, Esq. MEDICAL OFFICERS-Geo. Pilcher, Esq.; E. T. Complin, Esq. Four-Sixths of the Profits made by this Company are divided among the participating Policy Holders of five years' standing and upwards, one-sixth is set aside as a guarantee fund, to be afterwards divided. The rates of premium are moderate, and the premiums may be paid quarterly, half-yearly, or yearly, on an increasing or decreasing scale, or a portion may re. main unpaid at interest. No entrance money is required; nor any extra premium on lives of persons in the Army or Navy, unless engaged in foreign service, or exposed to more than ordinary risk. Loans are granted on Mortgage and on security of Policies. Prospectuses, tables of rates, and every information may be had at the Office, No. 27, Moorgate-street. EDWARD F. SEALY, Manager. CROWN LIFE ASSURANCE COMPANY, 33, BRIDGE STREET, BLACKFRIARS, LONDON. PHYSICIAN-Sir C. F. Forbes, M.D., K.C.H., 23, Argyll Street. The Advantages of this Office, among others, are :— 1. A participation septennially in two-thirds of the Profits, which may be applied either in the reduction of the Premium, or to augment the sum assured. The following Bonuses have been assigned to all Policies, of at least three years' standing, effected for the whole duration of Life:— FIRST DIVISION, IN 1832. From 18s. to £2 12s. per Cent. per Annum on the sums assured, varying with the age, being equivalent, on the average, to 26 per Cent. on the Premiums paid. SECOND DIVISION, IN 1839. From upwards of £1 to upwards of £3 per Cent. per Annum on the sums assured, or, on the average, 33 per Cent. on the Premiums paid for the preceding Seven Years. 2. Premiums may be paid in a limited number of annual sums instead of by annual Payments for the whole of Life; the Policy continuing to participate in profits after the payment of such premiums has ceased. 3. The Assurance or Premium Fund is not subject to any charge for Interest to Proprietors. 4. Permission to pass to Continental Ports between Brest and the Elbe inclusive. 5. Parties (including Officers of the Army, Navy, East India Company, and Merchant Service) may be assured to reside in or proceed to all parts of the World, at Premiums calculated on real data. 6. Claims to be paid within three months. 7. The Assured may dispose of their Policies to the Company. 8. No charge but for Policy Stamps. The Prospectus, Tables of Rates, &c. to be had at the Office in London, or of the Company's agents. T. G. CONYERS, Secretary. Agents for Brighton-Messrs. Attree, Clarke, & M'Whinnie. DISSENTERS' AND GENERAL LIFE AND FIRE ASSURANCE COMPANY, Empowered by Special Act of Parliament, 3rd Vic., cap. 20. 62, KING WILLIAM STREET, LONDON BRIDGE, LONDON; 21, ST. DAVID STREET, EDINBURGH; 6, KING STREET, QUEEN SQUARE, BRISTOL. AUDITORS.-Joseph Dawson, Esq.; Geo. PHYSICIAN.-Thomas Bull, Esq., M.D. Meek, Esq.; Lea Wilson, Esq. and Messrs. Hankey. SURGEON.-C. Aston Key, Esq. SURVEYORS.-John Davies, Esq.; James Harrison, Esq. SECRETARY.-Dr. Thomas Price. At the Annual Meeting, in May, 1843, an increased Dividend to Proprietors was announced on the Capital advanced by them for public protection against contingencies; and to Life Assurers, under Table No. II., a Bonus of 12 per cent. on the gross premiums paid, was declared with a further Bonus of 10 per cent. to Ministerial Assurers, making to such of them as were Assured, under Table No. II., a total Bonus of no less than 22 per cent. The following is a brief summary of the distinctive features of the Company :1. One-tenth of the entire profits is appropriated by the Deed of Settlement to reducing the premiums payable for Assuring the Lives of Dissenting and Methodist Ministers, or in other ways similarly beneficial to their families. 2. Certificates of Age and Character, and of the Amount of Loss in case of Fire, not required from Clergymen and Churchwardens. 3. A Table of Premiums for Policies payable at the age of 60, suitable to the case of Superannuated Ministers, or of other Professional men. 4. The lowest rate of Premiums consistent with security, and the payment of Policies guaranteed by a Capital of one Million. 5. Two Tables of Premiums, the one giving an interest in the Profits of the Company. 6. Every facility given on moderate terms to persons going beyond the prescribed limits of their Policy. 7. Premiums may be paid either Annually, Half-yearly, or Quarterly, in a limited number of payments, or in one sum. 8. Loans advanced on Policies of the value of £50. 9. All claims payable three months after satisfactory proof of death; or earlier, on deduction of discount. 10. No entrance fee required. Loans also are granted on equitable terms of Life Assurers, on Life Interests, or on satisfactory personal securities. AGENTS FOR THE COMPANY.-John Miall, Bookseller; William Reason, London Road; J. F. Ward, Lower Rock Gardens. ECONOMIC LIFE ASSURANCE SOCIETY, 6, NEW BRIDGE STREET, BLACKFRIARS, LONDON. ESTABLISHED 1823. EMPOWERED BY ACT OF PARLIAMENT, 3 WILLIAM IV. DIRECTORS. The Right Hon. Thomas Frankland Lewis, Chairman. Stephen Nicolson Barber, Esq. Thomas Edgar, Esq. Sir Alex. Duff Gordon, Bart. William Routh, Esq. Arthur Kett Barclay, Esq. Henry Barnett, Esq. Robert Biddulph, Esq. Robert Davies, Esq. AUDITORS. Francis Dumergue, Esq. Charles Morris, Esq. Capt. Robert Gordon, R.N. John Gilliam Stilwell, Esq. PHYSICIAN. John Ayrton Paris, M.D., F.R.S., No. 27, Dover Street. Benjamin Travers, Esq., F.R.S., No. 12, Bruton Street. Henry Young, Esq., No. 12, Essex Street, Strand. BANKERS. Messrs. Hankey, Fenchurch Street. ACTUARY. James John Downes, Esq., F.R.A.S. SECRETARY. Campbell James Downer, Esq. The following are among the advantages offered by this Society:LOWER RATES of Premium than those of any other Office, which entitle the Assured to participate in the profits, and considerably lower than those of any other Mutual Assurance Society. NO PROPRIETARY participate in the profits, the WHOLE being divisible among the Assured. A BONUS is added, after the Payment of the Fifth Annual Premium, to every Policy effected on the participating Scale, if a claim accrue thereon prior to the next division of profits. The first Bonus, in 1834, averaged £16 per cent. on the Premiums paid. CAMPBELL JAMES DOWNER, Secretary; Or of the Agent for Brighton, Mr. F. WRIGHT, Royal Colonnade. |