ECONOMIC LIFE ASSURANCE SOCIETY. 6, NEW BRIDGE STREET, BLACKFRIARS. Empowered by Act of Parliament, 3 William IV. Directors. The Right Hon. Sir T. FRANKLAND LEWIS, Bart., M.P., Chairman. HENRY FREDERIC STEPHENSON, Esq., Deputy-Chairman. Physician. JOHN AYRTON PARIS, M.D., F.R.S., No. 27, Dover Street, President of the Royal College of Physicians. Surgeon.-BENJAMIN TRAVERS, Esq., F.R.S., No. 12, Bruton Street. Solicitor.-HENRY YOUNG, Esq., No. 12, Essex Street, Strand. Actuary.-JAMES JOHN DOWNES, Esq., F.R.A.S. The advantages offered by this Society are--ECONOMY combined with SECURITY, and LowER RATES of Premiums than those of any other Office, which entitle the Assured to participate in the Profits, and considerably lower than those of any other Mutual Assurance Society. The WHOLE OF THE PROFITS are divided every fifth year among the Assured, and a Bonus is added, after the Payment of the Fifth Annual Premium, to every Policy effected on the Participating Scale, if a claim accrue thereon prior to the next division of Profits.. The Bonus declared in 1849, (arising from the whole of the Profits,) upon the Mutual Principle, averaged 625 per cent. on the Premiums received. LOANS granted on such Policies as are purchaseable by the Society. Number of Policies in force on the 1st January, 1850, 5,476. Amount of Assurance Fund, £970,000. Annual Income, £170,000. Prospectuses and full particulars may be obtained on application to ALEXANDER MACDONALD, Secretary. THE EAGLE INSURANCE COMPANY. Established 1807, by Act of Parliament. 3, CRESCENT, NEW BRIDGE STREET, BLACKFRIARS, LONDON. Auditors-JAMES GASCOIGNE LYNDE, Esq.; THOMAS GODFREY SAMBROOKE, Esq. ROBERT ALEXANDER GRAY, Esq. Physician. GEORGE LEITH ROUPELL, M.D., F.R.S., 15, Welbeck Street. Surgeons.-JAMES SANER, Esq., M.D. Finsbury Square; WILLIAM COOKE, Esq., M.D., 39, Trinity Square, Tower Hill. Actuary and Secretary. - CHARLES JELLICOE, Esq. The annual income of this company exceeds One Hundred and Twenty Thousand Pounds. The number of existing Policies is upwards of Four Thousand. The total amount assured exceeds Two Million Eight Hundred Thonsand Pounds. At the last division of Surplus, about One Hundred Thousand Pounds was added to the Sums assured under Policies for the Whole Term of Life. The Division is Quinquennial, and the whole Surplus (less 20 per cent. only) is distributed amongst the Assured. The lives assured are permitted in time of peace to reside in any country, or to pass by sea (not being seafaring persons by profession), between any two parts of the same hemisphere distant more than 33 degrees from the Equator, without extra charge. Deeds assigning Policies are registered at the Office, and Assignments can be effected on forms supplied by the Company. The general business of the Company is conducted on just and liberal principles, and the interest of the assured in all particulars are carefully consulted. The Annual Reports of the Company's state and progress, Prospectuses and Forms, may be had, or will be sent post-free, on application. Reliance Mutual Life Assurance Society, 71, KING WILLIAM STREET, MANSION VERNON ABBотт, Esq. The entire profits divided decreasing scales. DIRECTORS. (JOHN LEDGER, Esq. WM. PHELPS, Esq. H. T. PRINSEP, Esq. HOUSE, LONDON. JOHN YOUNG, Esq. among the assured. Equal, half premium, increasing or Assurances by single payments, or by payments for limited periods. Premiums payable annually, half-yearly, or quarterly. Tables for the Army, Navy, East India Company, and Merchant Service. The bonuses declared give a reduction of premiums until next division of profit averaging 36 per cent. on policies in force five years, or an addition to the sums assured, ranging from one-third to one-half of the total amount of premiums paid. E. OSBORNE SMITH, Actuary and Secretary. FIRE INSURANCE. Office Established for the Insurance of all kinds of Property in Town and Country. Established 1840. Empowered by Special Act of Parliament. Private Houses and their contents insured at 1s. 6d. per cent. No Charge for Policy-Stamp. Policies indisputable, thereby rendering them a perfect security. Medical attendants remunerated for their reports in all cases. The guarantee of an ample Capital. The Bonus added (March, 1848) averaged 26 per cent. on the Premiums paid. Liberal Commissions allowed. Every Species of LIFE INSURANCE effected. Loans Granted. Agents are appointed in all the principal Towns in the Kingdom, of whom Prospec. tuses and every information may be obtained, or at the Office, Strand, London. WM. SHAW Managing Director. Sovereign Life Assurance Company, 49, ST. JAMES'S STREET, LONDON. Trustees. THE RIGHT HON. THE EARL TALBOT, K.G., &c. &c. B. BOND CABBELL, Esq., M.P., F.R.S., F.S.A.. SIR CLAUDE SCOTT, BART. DIRECTORS. Chairman-LIEUT-COLONEL LORD ARTHUR LENNOX. Deputy-Chairman T. C. GRANGER, Esq. JOHN ASHBURNER, Esq. M.D. T. M. BATARD, Esq. J. P. BATHURST, Esq. C. FAREBROTHER, Esq. ALD. ALL POLICIES ARE INDISPUTABLE. SIR JAMES CARMICHAEL, BART. JOHN GARDINER, Esq. : Assurances granted on the lives of persons in every station of life, and every part of the world, on peculiarly favourable terms. Policies issued to secure an amount on attaining a certain age, or on death, should it occur previously. Persons proceeding beyond the limits of Europe may effect assurances on payment of moderate increased rates. Immediate annuities granted on liberal terms, affording great advantage to persons of limited income. Deferred annuities may be purchased at rates which secure a return of the whole or part of the premiums paid, in case the age at which the annuity is to commence be not attained. Also Endowments on Widows and Children. Loans are granted, on approved security, to parties effecting assurances with the Company. All the Company's Engagements are guaranteed by an ample subscribed and paid-up capital. Prospectuses and the necessary forms of proposal, with every information, may be obtained on application, either personally or by letter, at the Company's offices. A liberal commission allowed to solicitors and agents in every branch of business. H. D. DAVENPORT, Secretary. Metropolitan Counties General Life Assurance Society, Incorporated pursuant to Act of Parliament, 27, REGENT STREET, WATERLOO PLACE, LONDON. Auditors.-THOMAS BATES, Esq.; HENRY PEACH BUCKLER, Esq. Medical Advisers. H. W. FULLER, M.D., 45, Half-Moon Street, Piccadilly. ROBERT KEATE, Esq., Serjeant-Surgeon to the Queen, 11, Hertford Street. May Fair. WILLIAM HENRY SMITH, Esq., F.R.C.S., 2, Fonthill Place, Clapham Rise. Bankers-THE COMMERCIAL BANK OF LONDON. Solicitors W. W. FISHER, Esq.; W. CHAPMAN, Esq. Provincial Superintendent-H. R. ADDISON, Esq. Consulting Actuary-W. J, B. WOOLHOUSE, Esq., F.R.A.S. LIFE ASSURANCES to meet every contingency: also Annuities, immediate and deferred. Prospectuses, with the Rates, the Annual Report of the Society, and all information, may be had at the Office, or of the Agents in the Country. F. FERGUSON CAMROUX, Manager The Westminster and General Life Assurance Association, AT THE WESTMINSTER FIRE OFFICE, KING STREET, COVENT GARDEN, LONDON. THE SOCIETY has made two divisions of profit, one in January, 1842, the other in January 1847. By the former division, the reversionary additions to the Policies amounted on the average to about 45 PER CENT. on the premiums paid during the five years ending Ist January, 1842; andly the latter to about 50 PER CENT. on the premiums paid during the five years ending 1st January, 1847. The effect of these divisions will be seen by the examples in the following Table, shewing the additions made to certain existing Policies upon lives at various ages. The Profits respectively allotted may be received by the Assured in present money, or by reduction of the Annual Premium, or by adding to the Policy an equivalent rever. sionary sum. A fee of £1. 1s. is allowed by this Office for the certificate furnished by the Medical Referee of the party whose life is proposed to be assured. The Directors are desirous of appointing AGENTS in the principal Country Towns in which they are not at present represented. Actuary.-W. M. BROWNE, Esq. LAW LIFE ASSURANCE SOCIETY. Instituted 1823, for the Assurance of the Lives of Persons in every Station of Life. OFFICE - NEXT TO ST. DUNSTAN'S CHURCH, TURNER, G. J. Esq., Q.C. M.P. THE HON. MR. BARON ALDERSON LAW, GEORGE, Esq., Lincoln's Inn, Four-fifths of the profits of this Society are allotted, at the end of every seventh year, amongst the Assured. At the Third Division of Profits, to 31st December, 1847, a sur. plus Profit of 728,2831. was declared, in respect of which, Reversionary Bonuses were added to the several Policies, amounting to 883,0987.; and making, with the amounts added to the two previous Divisions, a total addition to the sums assured of 1,929,0857. The following Table will show the total amount of Bonus added to Policies of 1000 each, which have been in force twenty-four years, ending 31st December, 1847: Age at Com- Bonus. Age at Com- Bonus. Age at Com mencement mencement. mencement. Bonus. The Assets of the Society exceed THREE AND A HALF MILLIONS STERLING, the whole of which is invested in Government or real Securities. Attendance is given at the Office daily, from Ten to Four. Assurances may be effected by personal or written application to the Actuary, or through any Solicitor. WILLIAM SAMUEL DOWNES, Actuary. National Provident Institution, for Mutual Life Assurance, Annuities, &c. 48, GRACECHURCH STREET, LONDON. Physicians J. T. CONQUEST, M.D. F.L.S.; THOMAS HODGKIN, M.D. Solicitors Messrs. HARDWICK & DAVIDSON. Consulting Actuary-CHARLES ANSELL, Esq., F.R.S. The following instances illustrate the Reduction in Premiums and equivalent Bonuses on Policies in Class 9, payable at death : The number of Policies issued since the 20th November, 1849, is 1,340, and the in come thereon about 20,000l. per annum. The total number of Policies issued from the commencement of the Institution in December, 1835, is 12,320, and the Annual Income is now upwards of 165,000l. Copies of the last Report, and all other information, may be obtained on application at the Office. October 1st, 1850. UNION JOSEPH MARSH, Secretary. ASSURANCE OFFICE. Cornhill and Baker Street, London; College Green, Dublin; and Esplanade, Hamburgh. INSTITUTED A.D. 1714. WILLIAM NOTTIDGE, Esq., Chairman. NICHOLAS CHARRINGTON, Esq., Deputy Chairman. The Rates ou LIFE INSURANCES for short terms are considerably reduced. Insurances may also be effected, without profits, at reduced Premiums as well as by payments of only two-thirds thereof. The Scale for middle and advanced Ages is especially favourable to the Public. By the Septennial BONUS of 1848, ADDITIONS have been made to Profit Policies (effected in Great Britain) averaging £65 per cent. between the ages of 20 and 25; £57 per cent. between the ages of 25 and 30; £52 per cent. between the ages of 30 and 353 and £47 per cent. between the ages of 33 and 40, on the respective amounts of premium paid in that period. Policies effected at the present time will participate in the next THOMAS LEWIS, Secretary. BONUS. FIRE INSURANCES at the usual Rates, and PROFITS returned on Policies taken out for Seven Years by prompt payment. |