FOUNDED 1806.

PROVIDENT LIFE

OFFICE.

50 REGENT STREET, W., & 14 CORNHILL, E.C., LONDON.

Trustees and Directors.

THOMAS BARNEY, Esq.
W. S. BEAUMONT, Esq.
Lieut.-Gen. H. BRACKENBURY, C.B.
Sir FREDERIC A. BURROWS, Bart.
WALTER T. COLES, Esq.

CHARLES F. CUNDY, Esq.

Major Sir D. DUCKWORTH-KING, Bart.

EDWARD J. FOSTER, Esq.
WILLIAM C. JUDD, Esq.

The Right Hon. LORD KINNAIRD,
Major-General R. MACKENZIE.
JOHN H. ETHERINGTON SMITH, Esq.
WILLIAM PHILIP SNELL, Esq.
WILLIAM H. SPENCER, ESQ.

SEYMOUR A. BEAUMONT, Esq., Managing Director.

PROGRESSIVE FEATURES IN LIFE ASSURANCE.
Settlement of Claims on Proof of Death and Title.

Equitable Division of Profits.

Liberal Surrender-Values.

Enlarged Free Limits of Foreign Residence and Travel.

Half-Credit System Policies. Intermediate Bonuses.

Endowment Assurances with Profits.
Non-forfeitable Policies.
Special Advantages to the Naval and Military Professions.

Further information on application.

CHARLES STEVENS, Actuary & Secretary.

Favourably Reviewed by over 80 influential Newspapers.

HOW TO SELECT A LIFE OFFICE."

By G. M. DENT, F.S.S.

Price 1s.; by post, 1s. 1d.

JOHN HEYWOOD, Manchester; and Paternoster Buildings, London.

INDISPENSABLE TO EVERY KIND OF WRITER And are in use, and may be had in every Country in the World.

THE SWAN FOUNTAIN PEN.

Unrivalled and Incomparable.

Broad, Medium, or Fine Pointed. THE "SWAN" is MABIE, TODD & BARD'S Gold Pen joined to a rubber reservoir to

hold any kind of ink, which it supplies to the writing point in a continuous flow, and once filled will do incessant work for thirty hours.

To every class of writer, and particularly Shorthand Writers, they are simply invaluable. One outwears ninety gross of steel pens costing £11.

In shape they are like the steel pen you are familiar with, which has lasted you only a few days. One of our Gold Pens will serve you faithfully an ordinary lifetime.

IN 3 SIZES 10/6, 16/6, AND 25/- EACH WITH FILLER COMPLETE.

Post Free throughout the United Kingdom. Post Free, by Registered Post, to any part of the World, 11/6, 17/6, 26/-.

MABIE, TODD & BARD, 93 CHEAPSIDE, LONDON, E.C.
West End Branch, 95a Regent Street, W.