ECONOMIC LIFE ASSURANCE SOCIETY, 6, NEW BRIDGE STREET, BLACKFRIARS, ESTABLISHED 1823. Empowered by Act of Parliament, 3 William IV. Directors. The Right Hon. Sir T. FRANKLAND LEWIS, Bart., M.P., Chairman. Physician-JOHN AYRTON PARIS, M.D. Cantab., Hon D.C.L. Oxon., F.R.S., 27, Dover Surgeon-BENJAMIN TRAVERS, Esq., F.R.S., No. 12, Bruton Street. Actuary-JAMES JOHN DownES, ESQ., F.R. A.S. The advantages offered by this Society are- ECONOMY combined with SECURITY, and LOWER RATES of Premiums than those of any other Office, which entitle the Assured to participate in the Profits, and considerably lower than those of any other Mutual Assurance Society. The WHOLE OF THE PROFITS are divided every fifth year among the Assured, and a BONUS is added, after the Payment of the Fifth Annual Premium, to every Policy effected on the Participating Scale, if a claim accrue thereon prior to the next division of Profits. The BONUS declared in 1849 (arising from the whole of the Profits), upon the Mutual Principle, averaged 623 per cent. on the Premiums received. LOANS granted on such Policies as are purchaseable by the Society. Number of Policies in force on the 1st January, 1851, 5,748. The Assurance Fund amounts to £1,047,600. Income £180,000 per Annum. The subjoined Table shows the advantages offered by the Society, resulting from low Premiums and a division of the entire Profits among the Assured :— The next division of Profits will be made in 1854. [ Prospectuses and full particulars may be obtained on application to ALEXANDER MACDONALD, Secretary. Victoria Life Assurance Company, 18, KING WILLIAM STREET, BENJAMIN HAWES, Esq., Chairman. THOMAS NESBITT, Esq., Deputy-Chairman. HENRY DONKIN, Esq.; WILLIAM HAWES, Esq.; E. GREENAWay, Esq.; JAMES P. JONES, Esq. Messrs. DIMSDALE, DREWETT, Fowler, and Barnard. COMMERCIAL BANK OF LONDON; LONDON AND COUNTY BANKING COMPANY. Standing Counsel.-RUSSELL GURNEY, Esq., Q.C. Solicitor.-J. CURTIS, Esq. Assurers in this Company have the guarantee of an ample subscribed capital and careful and economical management, The success of the Society is manifest, from the fact that since its establishment more than 2,200 Policies have been issued, assuring over 1,300,000., while its assets stand at 125,000l., and upwards, with an income of 30,000%. a-year, steadily increasing. The business of the Company embraces every description of risk connected with Life Assurance. The Premiums are moderate, and may be paid quarterly, half-yearly, or otherwise, Credit allowed of one-third of the Premiums till death, or half the Premiums for five years, on Policies taken out for the whole of life, Extra Premiums for Foreign Risks.-Persons assured with the Company may obtain permission to travel or reside in Canada, New Brunswick, Nova Scotia, New Zealand, Madeira, Malta, Cape Colony, and in other healthy foreign climates without payment of extra premium; also, with some limit, in North America (not south of the 35° of North Latitude), and in Australia. Profits-Bonus-Four-fifths or 80 per cent. of the entire profits of the Company are appropriated to parties who have been assured on the profit scale for three clear years, Loans.-Advances are made upon the Security of Freehold and Leasehold Property of adequate value of Life Interests, Reversions, and other legally assignable property or income. Great facilities are also offered to Assurers for obtaining at small expense, and quickly, temporary advances on Personal Security. WILLIAM RATRAY, Actuary and Secretary. Promoter Life Assurance and Annuity Company. No. 9, Chatham Place, Blackfriars, London. Established in 1826.-Subscribed Capital, £240,000. Trustees.-JOHN DEACON, Esq.; JOHN G. SHAW LEFEVRE, Esq., F.R. S.; AND CHARLES JOHNSTON, Esq. This Society effects Assurances in every variety of form, and on most advantageous terms, both on the Bonus and Non-bonus systems. The premiums, without profits, are lower than those of most other Offices, whilst those on the participation scale hold out the prospect of a handsome addition being made as heretofore, every Five Years, to the sum Assured. Premiums may be paid annually, half-yearly, or quarterly, or on the increasing or decreasing scales. Officers in active service, persons afflicted, and those who are going out of Europe, are also assured. No entrance money is required, and claims speedily settled. Tables of rates, with further particulars, may be had at the Office. M. SAWARD Secretary : Norwich Union Fire Insurance Society. ESTABLISHED 1821. CAPITAL £550,000. OFFICES -London: Crescent, New Bridge Street, Blackfriars. Norwich: Surrey-st.-Edinburgh: Princes-str.-Dublin: College Green. DIRECTORS. President, ANTHONY HUDSON, Esq. Banker. CHARLES EVANS, Esq., Chancellor of the LEWIS EVANS, Esq., M.D. Vice-President, GEORGE MORSE, Esq. R. J. H. HARVEY, Esq. Sir Wm. FOSTER, Bart. Treasurers-Messrs. HARVEYS and HUDSONS. Insurances are granted by this Society on Buildings, Goods, Merchandise, and Effects, Ships in 'port, harbour, or dock, from loss or damage by fire in any part of the United Kingdom of Great Britain and Ireland. It is provided by the Constitution of the Society that the Insured shall be free from all responsibility, and to guarantee the engagements of the office a fund of £550,000 has been subscribed by a numerous and opulent Proprietory. Returns of three-fifths of the profits of the Company are periodically made to parties insuring. The rates of premium are similar to those charged by other Offices, making no such returns. The business of the Company exceeds £61,000,000, and is rapidly increasing. The duty paid to Government for the year 1849 was £72,241 15s. and the amount insured on Farming Stock was upwards of £9,722,490. Norwich Union Life Insurance Society. Major-Gen. Sir ROBT. J. HARVEY, C.B., JOHN WRIGHT, Esq. TIMOTHY STEWARD, Esq. LEWIS EVANS, Esq., M.D.} Vice-Presidents JAMES WINTER, Esq. Secretary-SAMUEL BIGNOLD, Esq. Actuary-RICHARD MORGAN, Esq. Treasurers-EAST OF ENGLAND BANKING COMPANY; Messrs. HARVEYS & HUDSONS. Solicitors-Messrs. FIELD and BIGNOLD. Auditors-Mr. EAGLE WILLETT; Mr. ANTHONY BAILEY; Mr. JAMES R. HARDY, This Society has now been established upwards of FORTY YEARS, upon the principles of MUTUAL ASSURANCE; and it has paid to the representatives of FOUR THOUSAND deceased members, upwards of £3,000,000 sterling; in addition to which nearly ONE MILLION has been assigned by way of Bonuses. The Capital of this Society, for meeting existing engagements, exceeds Two MILLIONS, and is almost wholly invested on Real and Government Securities. The Reserved Fund upon the 30th of June last exceeded 174,000. There is no PROPRIETARY to divide with the ASSURED the PROFITS of the Institution, which are therefore periodically assigned in additions made to the sums assured on all Policies for the whole duration of Life, in proportion to the amount of Premium paid. From the 30th June, 1850, to the same date, 1851, 521 New Policies were taken out, a number strongly demonstrating the public confidence in this Society. One-half of the first Five Annual Premiums may remain as a permanent charge upon Policies granted for the whole duration of Life. London Agent, C. J. BUNYON, Esq., 6, Crescent, New Bridge-street, Blackfriars.] The Westminster and General Life Assurance Association, AT THE WESTMINSTER FIRE OFFICE, KING STREET, COVENT GARDEN, LONDON. THE SOCIETY has made two divisions of profit,-one in January, 1842, the other in January, 1847. By the former division, the reversionary additions to the Policies amounted on the average to about 45 PER CENT. on the premiums paid during the five years ending the 1st January, 1842; and by the latter to about 50 PER CENT. on the premiums paid during the five years ending 1st January, 1847. The effect of these divisions will be seen by the examples in the following Table, showing the additions made to certain existing Policies upon lives at various ages :-- The Profits respectively allotted may be received by the Assured in present money, or by reduction of the Annual Premium, or by adding to the Policy an equivalent reversionary sum. A fee of £1. 1s. is allowed by this Office for the certificate furnished by the Medical Referee of the party whose life is proposed to be assured. The Directors are desirous of appointing AGENTS in the Principal Country Towns in which they are not at present represented. Actuary-W. M. BROWNE, Esq. Office Established for the Insurance of all kinds of Property in Town and Country. LOANS, on approved personal security, granted by the ROYAL, FARMERS' AND GENERAL, FIRE AND LIFE ASSURANCE, AND LOAN AND ANNUITY COMPANY. Four-fifths, or 80 per cent., of the Profits of Life Assurance are divided amongst the participating Policy-holders every three years. Additions actually made to the undermentioned Policies: Medical attendants remunerated in all cases for their reports. Fire Insurances of every description effected at moderate Premiums. Prospectuses and every information may be obtained of the Agents in all the principal towns, or at the Head Office, 346, Strand, London. WM. SHAW, Managing Director. Eagle Assurance Company, 3, CRESCENT, NEW BRIDGE STREET, BLACKFRIARS, LONDON. Auditors-JAMES GASCOIGNE LYNDE, Esq.; CHAS. THOS. HOLCOMBE, Esq. THOMAS GODFREY SAMBROOKE, Esq. Physician-GEORGE LEITH ROUPEL, M.D., F.R.S., 15, Welbeck Street. Surgeons-JAMES SANER, Esq., M.D. Finsbury Square; WILLIAM COOKE, Esq., M.D., 39, Trinity Square, Tower Hill. Actuary and Secretary-CHARLES JELLICOE, Esq. This Company was established in 1807, is empowered by the Act of Parliament 53 George III., and is regulated by deed enrolled in the High Court of Chancery. It was originally a strictly proprietary one. Subsequently the assured were admitted to a septennial participation in profits, and received their first bonus in 1840. At the second division of surplus, in 1847, it was determined that the future divisions should be quinquennial. Hence the next one will take place in 1852. The Company now ranks amongst the largest and most wealthy in the kingdom. To the present time (1850) the assured have received, in satisfaction of their claims, upwards of One Million Two Hundred and Twenty Thousand Pounds. The amount at present assured is Three Millions nearly, and the income is about One Hundred and Twenty-five Thousand Pounds. At the last division of Surplus, about One Hundred Thousand Pounds was added to the Sums assured under Policies for the Whole Term of Life. The lives assured are permitted in time of peace to reside in any country, or to pass by sea (not being seafaring persons by profession) between any two parts of the same hemisphere--distant more than 33 degrees from the Equator-without extra charge. Deeds assigning Policies are registered at the Office, and Assignments can be effected on forms supplied therefrom. The Annual Reports of the Company's state and progress, Prospectuses and Forms, may be had, or will be sent post-free, on application at the Office, or to any of the Company's Agents. The Merchant's and Tradesman's Mutual Life Assurance Society. 5, Chatham Place, Blackfriars, London.-53, Dale Street, Liverpool, and all the principal Towns in the Kingdom. INCORPORATEd under the ACT 7 & 8 VICTORIA. Trustees-JOHN MACGREGOR, Esq., M.P.; QUARLES HARRIS, Esq.; JEFFERY SMITH, Esq.; DAVID FERGUSSON, Esq.; THOMAS HOW, Esq. Directors. Auditors-JOHN HALL, Esq.; Frederick J. WILLIAMS, Esq. Medical Officers. ARCHIBALD BILLING, Esq., M.D., F.R.S., 6, Grosvenor Gate, Park Lane; Solicitors-Messrs. MULLINS AND PADDISON. |