Shell, process of the growth of, 402, 403. Shore-crab, the various changes it passes Sight, the sense of, 407-411. Smith, Sydney, his birth and education, Sound, cause of the sensation of, 188, 189; Spain, freedom of the press in, 72; de- Squids, 405, 406. Squinting, cause of, 408, note. Stanley, Rev. A. P. Tour in Palestine, 357. Stella (Esther Johnson), her love of Swift, Sternhold and Hopkins' version of the Stenhouse, Dr., his experiments in char- Sunbeam, phenomena presented by the, 17. Sver Fjord, expedition to glacier in the, 201-203. Sweden, number of its population, 327. Swine, entrance of evil spirits into the Tarantula, the, 30, 31. Taste, the sense of, 44-49; affected only Tate and Brady's version of the Psalms, Tears, 411. Temple, Sir William, his patronage of Swift, 171-174. Terraces in Norway, theory of, 336, 227. Thompson, Mr., Christian Theiam, 143. Times of Refreshing, Chapter V. 26-414. Torghatten, visit to a cave in, 248-230. Trench, Rev. J., Memoir of, 144. Tweedie, Dr., A Book for Daughters, 355. Vanessa (Esther Vanhomrigh), Swift's Varina (Jane Waryng), Swift's heartless Walkenaer, Baron, on the instincts of Wardlaw, Dr. Life and Remains of, 357, 358. Watts's hymns and psalms, 392. Whitley, Mr., recent discovery by, of an Working Men's Educational Union, report Working Men of Europe, 413-419. Xibaro's Pass, the, 87-97. London:--Printed by G. Barclay, Castle St. Leicester Sq. PROFITS ON OUR LIFE ASSURANCES. Are we about to join a Life Assurance Institution, having satisfied ourselves of its stability? But of scarcely less importance is it to inquire into its SURPLUS FUNDS or PROFITS. If the Institution have been well constituted and prudently managed, there must, in ordinary circumstances, have arisen Profits. To what amount and in what manner have these profits been divided amongst the Assured? THE LIFE ASSOCIATION OF SCOTLAND differs essentially from every other Scotch Assurance Office in its system of dividing the Profits. The Profits are allocated every year amongst Policy-holders of five years' standing; and the share of each is handed to him in money at the payment of his next Annual Premium. Accordingly, for many years past, these Policy-holders have been required to pay only 138. per 1. of their premiums,-the remaining 78. per 11. having been paid out of the Profits of the business. One-half only of the Premiums for the first five years need be paid-the remaining half, if desired, remaining a permanent debt on the policy at interest. The ASSOCIATION was founded in 1838, and empowered by special Royal Charter and Act of Parliament. The INCOME is now ONE HUNDRED THOUSAND POUNDS PER ANNUM; and during last year alone 1184 Policies were issued for 551,631. This is a larger business than any other Scotch Assurance Institution has transacted during the same period, and only very few English companies have reached it. Copies of the last Annual Report, with Prospectus and Tables, may be had gratis at the Offices and Agencies. LONDON......20 KING WILLIAM STREET, City. THOMAS FRASER, Resident Secretary. SCOTTISH EQUITABLE ASSURANCE SOCIETY. Established 1831. At 1st March, 1855, the amount of the Accumulated Capital £ And the Annual Revenue exceeded. 910,000 The amount paid to the Representatives of deceased Members 600,000 This affords the strongest evidence of the continued prosperity of this institution, and of the immense benefit to the families of deceased members. For prospectuses and all information apply to 126 Bishopsgate Street, London. WILLIAM COOK, Agent. J. NISBET AND CO.'S Select Theological Circulating Library, 21 BERNERS STREET. The Library contains the Works of the most popular Theological Writers, including BOOKS ON MISSIONS AND MISSIONARY TRAVELS, CHRISTIAN BIOGRAPHY, PROPHECY, ECCLE SIASTICAL HISTORY, AND GENERAL BIBLICAL LITERATURE, with a large number of Juvenil Books, New Works being added as soon as published. THE GUTTA PERCHA COMPANY Have much pleasure in drawing the attention of the Public to their These new and elegant Overshoes possess many advantages over all others yet introduced, combining CLEANLINESS with LIGHTNESS and ECONOMY, and not confining perspiration. PATENT GUTTA PERCHA SOLES. THE GUTTA PERCHA COMPANY have pleasure in requesting the attention of the Public to the following FROM DR. CONQUEST, F.L.S., LONDON. "The peculiar non-conducting and electric properties of Gutta Percha render it invaluable equally in cold and hot weather, when affixed to the soles of boots and shoes. I would urge every one to use it who appreciates the inestimable blessing of health." MANUFACTURED AND SOLD WHOLESALE BY THE GUTTA PERCHA COMPANY, PATENTEES, 18 WHARF ROAD, CITY ROAD, LONDON. Retailed by Gutta Percha Dealers and Boot and Shoe Makers in Town and Country. London:-Printed by G. BARCLAY, Castle St., Leicester Sq. |