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LIFE ASSURANCE SOCIETY, No 26, LINCOLN'S-INN-FIELDS, LONDON.
CAPITAL, ONE MILLION.
J. Herbert Koe, Esq. Q.C.
T. G. Kensit, Esq.
Charles Henry Moore, Esq. John Ellis Clowes, Esq.
Henry Hoyle oddie, Esq. William I. Denne, Esq.
J. Phillimore, D.C..., F.R.S. Sir Fortunatus Dwarris.
George W. K. Potter, Esq. Francis Ewart, Esq.
F. Newman Rogers. Esq. Q.C. Samuel I. Fearon, Esq.
Nassau W. Senior, Esq.
E. Wilbraham, Esq. Q.C.
Eric Rudd, Esq.
George Lake Russell, Esq.
B. Atkinson, Esq.
This Society grants Assurances to meet every kind of pecuniary risk contingent upon the duration of human life.
Four-fifths of the profits are divided among the assured.
Assurances are granted upon an increasing scale, thereby effecting a considerable reduction in the premiums for the first seven years.
In cases where a life assured by another has gone beyond the limits prescribed by the policy, without the knowledge of the party interested, the Society will, upon his application, and proof of the life being then in a satisfactory state of health, (but subject to their medical officers' approval of the risk as applicable to such life) renew the policy upon the same terms as they would have required for its continuance had their consent been previously obtained.
The usual Commission allowed to Solicitors.
(Incorporated by Act of Parliament 7th & 8th Vic., cap. 110,) OFFICES, 2, ROYAL EXCHANGE BUILDINGS, LONDON,
CAPITAL, QUARTER OP A MILLION, For the Assurance of Lives and Survivorships, The Purchase and Grant of Annuities, the Purchase of Life Interests and Reversions, and Endowments for Widows and Children. Life Insurance either on the Mutual or Proprietary Principles, with all their distinct advantages. Also, Accumulative Assurance, combining Deposits and Assurances, with the choice of withdrawal at any time- & new system introduced by this Office.
CONSULTING ACTUARY.-J. M. RAINBOW, Esq.
MR. W. ALDRIDGE, Solicitor. TEWKESBURY, DR. Dick ....
FREEMASON'S & GENERAL Life Assurance, Loan, Annuity, and
REVERSIONARY INTEREST COMPANY, 11, WATERLOO PLACE, PALL MALL, LONDON.
G. G. Kirby, Esq., Managing
George Henry Lewes, Esq. Joseph Holl, Esq.
Adm. Sir T. Ussher, C.B. K.C.H. James Jephson, Esq.
Business transacted in all the branches, and for all objects of Life Assurance, Endowments, and Annuities, and to secure contingent Reversions, &c. Loans granted. Information and Prospectuses furnished by
JOSEPH BERRIDGE, Secretary.
Agent for Cheltenham.-C. J. CHESSHYRE, Solicitor.
I, KING WILLIAM STREET, LONDON.
MAJOC.B. Khaw, Estet, Esq..Esq.
DIRECTORS, Sir Henry Willock, K.L.S., Chairman, John Stewart, Esq., M.P. Dep. Chairman. Major-General Sir Rd. Armstrong, William Kilburn, Esq. C.B. K.C.T. & S.
Francis Macnaghten, Esq. John Bagshaw, Esq.
Charles Otway Mayne, Esq. Augustus Bosanquet, Esq.
William Rothery, Esq. Charles Dashwood Bruce, Esq.
Robert Saunders, Esq. Ellis Watkin Cunliffe, Esq.
James Duncan Thomson. Esq.
Capt. Samuel Thornton, R.N.
George Burrows, M.D. The principle adopted by the Universal Life Assurance Society, of an Annual Valuation of assets and liabilities, and a division of three-fourths of the Profits among the Assured, is admitted to offer great advantages, especially to those who may wish to appropriate their proportion of profit to the reduction of premiums.
The following Table will'show the result of the last division of profits, as declared on the 13th of May 1846, to all persons who on that day paid six annual premiums.
Age when Policy Date of Sum Original Reduced Annual
£1000 19 6 8 10 50
24 8 4 12 8 10
1000 31 10 0 16 13 11
1000 42 15 0 22 13 2
35 5 10
DAVID JONES, Actuary. AGENT FOR CHELTENHAM, MR. E. P. Young.
Great Britain Mutual Life Assurance Society
14, Waterloo Place, and 79, King William Street, City, London.
Robert Power, Esq. M.D.
The Rev. F. W. Johnson James William Deacon, Esq. Henry Lawson, Esq.
Vickery, A.M. ADVANTAGES OF THIS INSTITUTION. The whole of the Profits divided ANNUALLY among the Members, after payment of five Annual Premiums
An ample guaranteed Capital, in addition to the Fund continually accumulating from Premiums fully sufficient to afford complete security to the Policy-Holders.
Transfers of Policies effected and registered (without charge) at the Office. Members assured to the extent of £1,600 entitled (after payment of five Annual Premiums) to attend and vote at all General Meetings, which will have the superintendence and control of the funds and affairs of the Society.
HALF CREDIT RATES OF PREMIUM. The attention of ASSURERS is particularly directed to the Half Credit Rates of Premium, by which means Assurances may be effected, and Loans for short periods secured with the least possible present outlay, and at a less premium than for short terms only, and with the option of paying up the arrears and interest, and the difference between the two rates, thus becoming entitled to participate in the whole of the Profits of the Institution.
EXTRACT FROM THE RALF CREDIT RATES OF PREMIUM.
| Age 20 Age 25 | Age 30 Age 40 | Age 50 | Age 60 Without Profits ..10 17 0 10 18 911 1 1 8 2 2 1 0 3 4 2 1
With Profits .... I 011 1 3 0 1 5 8 1 13 11 2 8 10 3 15 111 Full particulars are detailed in the Prospectus, which, with every requisite information, may be obtained by application to A. R. IRVINE, Managing Director.
Agents wanted in Towns not pre-occupied, and applications from respectable and influential parties addressed to the Managing Director, at No. 14, Waterloo Place, Lopdon, will meet immediate attention.
To ensure the advantages of the next I'riennial Division, Insurances must
be effected on or before the 25th of March nert.
FARMERS' & GRAZIERS' MUTUAL CATTLE INSURANCE ASSOCIATION. Registered according to the Provisions of Act 7 and 8 Vict. c. 110.
OFFICES - STRAND, LONDON.
GUARANTEE FUND, £50,000. This Association commenced business on the 25th of March, 1844, and has since paid for losses to farmers, arising from the Epidemic and other diseases, UPWARDS OF TWENTY THOUSAND POUNDS.
CLAIMS FOR LOSSES ARE SETTLED WEEKLY. Parties insured for three years, ending the 25th of March, 1847, will receive a BONUS by way of return of Premium on their renewals coming due at that date, subject to such regulations as the Board may consider expedient for the interests of the Association, and as the state of the Funds will admit.
Society, &c., Lullington Hall, Staffordshire
ROGER H. Barnston, Esq., Crewe Hill, Cheshire
PATENT ELASTIC BANDS,
Warranted not to be affected by the cold or heat of any season or climate. These Rings or Bands are used instead of Tape or String, for holding Papers and Parcels of every description.
One of these Rings is instantly placed round a Packet of Papers, a Roll of Maps, Prints, Music, &c., holding the same firmly and securely, saving the time and trouble of tying, yet allowing of very great addition or reduction without any loss of compactness.
They are well adapted for Garters, also for the Waist and different parts of the Body, Surgical Bandages, and for a variety of Manufacturing purposes.
In addition to the above, there is a great variety of uses, too numerous to mention, for which these Bands may be applied with advantage.
They may be had of two thicknesses, and are sold in Boxes of six dozen each, of assorted sizes, price 6d. per box and upwards. Bands may be had to order of various widths and thicknesses.
Sold by all Stationers. Wholesale by PERRY & Co., Red Lion Sq., London ; and also by CHARLES MACINTOSH & Co., Manufacturers, Manchester & Birmingham. WEST.
FOR THE NEGOCIATION OF ASSURANCES ON LIVES, PROPERTY, & MARINE,
CONTRIBUTIONS TO Widows' Funds, Annuities, and Endowments,
PURCHASE AND SALE OF PRINCIPAL SUMS, REVERSIONS, AND OTHER INTERESTS.
IN VESTMENTS, In Freeholds, Leaseholds, Stocks, Shares, Debentures, and Properties,
secured by Royal Letters Patent, $c.
LOANS, ON SUCH PROPERTIES AND PERSONAL SECURITIES.
AND FOR GUARANTEE UNDER TRUST. LONDON.
DONALD BROWN, Manager.
RUPTURE. COLES'S PATENT TRUSSES are universally admitted to be the most complete and effective Instruments now in use for the Relief and Cure of HERNIA. The pads move imperceptibly with the body when stooping or coughing. The following opinions are selected, from a list too pumerous for insertion in a single advertisement :
“ This is the only real improvement in the construction of a truss that ever came under my inspection."-George Birkbeck, M.D.
“The pressure upon the ring is not merely equalised, but adjusts itsell, without inconvenience to the wearer, to the different attitudes in which the body may be placed."-Wm. Thos. Brande, Esq., Royal Institution.
“They make a more uniform pressure on the ring than the ball-and-socket pad can effect."-Sir A. Cooper, Bart., F.R.S., in his Treatise on Hernia.
“The varied positions of the body in stooping and coughing do not alter the position of the pads, nor displace them."-Thomas Callaway, Esq., Guy's Hospital.
“It is my firm conviction that his trusses will be found more efficacious than any at present employed."-Henry Earle, Esq., F.R.S.
"I may add, that this truly scientific discovery justly entitles the inventor of such an instrument to universal confidence."-John Borthwick Gilchrist, Esq.
“They are the best trusses that have ever yet been got up."- Aston Key, Esq., Gay's Hospital.
“I consider these trusses calculated, beyond every other truss I have seen, to cure this disease in its earliest and simplest form."-- Gideon Mantell, Esq , F.R.S. o Read Reports in “ Boyle's Court Guide," and the “Royal Blue Book.” Manufactured only by MR. COLES, Patentee of the Medicated Bands for the Cure of Rheumatism, 3, CHARING CROSS, LONDON.