OF THE BRITISH ALMANAC AND COMPANION. ALLIANCE BRITISH AND FOREIGN LIFE AND FIRE ASSURANCE COMPANY, BARTHOLOMEW LANE, LONDON, E.C. ESTABLISHED 1824. (Branch Offices: Edinburgh, Ipswich, and Bury St. Edmunds.) Auditors.-Sir T. FOWELL BUXTON, Bart.-GEORGE PEABODY, Esq. Bankers.-Messrs. BARNETT, HOARE, BARNETT & Co. Physician.-GEORGE OWEN REES, M.D., F.R.S., 26, Albemarle Strect. Standing Counsel.-ARTHUR COHEN, Esq. Solicitors.-Messrs. PEARCE, PHILLIPS, WINCKWORTH, AND PEARCE. Surveyors.-WYATT PAPWORTH, Esq.-THOMAS G. ALLASON, Esq. LIFE ASSURANCE. LIFE ASSURANCES are granted under an extensive variety of forms, with, or without, participation, and at moderate premiums. FIXED BONUS.-Guaranteed periodical fixed Bonuses may be secured irrespective of participation in the Company's profits. ENDOWMENTS granted for Marriage Portions, Educational provision or other objects by way of deferred Annuities or payment of Capital sums on attainment of a specified age. LOANS on approved Personal Security combined with Life Assurance. FIRE ASSURANCE. FIRE RISKS generally on the usual terms. FOREIGN INSURANCES accepted at very moderate premiums. FRANCIS A. ENGELBACH, Actuary. b ATLAS FIRE & LIFE ASSURANCE OFFICE, 92, CHEAPSIDE, LONDON. Capital, £1,200,000. And Empowered by Act of Parliament of the 54th Geo. III. c. 79. Auditors.-JOHN OLIVER HANSON, ESQ., and JAMES PHILLIPS, Esq., F.G.S. Actuary.-CHARLES ANSELL, Esq., F.R.S. Secretary.-RICHARD RAY, Esq. Solicitor.-THOMAS BROWNING, Esq. Medical Officer.-WILLIAM COULSON, Esq., F.S.A. This Office has been established more than 55 years, and its present magnitude and prosperity prove the soundness of the principles on which it has been conducted. LIFE DEPARTMENT. The Accumulated Premiums are over £1,650,000. The Annual Income exceeds £180,000. The sum of £4,013,693 has been paid in claims under Life Policies. Large Bonuses have been declared and paid as additions to the amounts assured. Premiums on Policies have been greatly reduced where parties have so applied the Bonuses on their Policies. Persons Assuring in Great Britain have the option of Participating Rates of Premium, or of Non-Participating Rates. Combined provision may be made for old age and early death, so that a person may secure a sum to be paid to himself at an age agreed upon, or to his executors if he should die before that age. Residence in Countries beyond the limits of Europe is allowed on favourable terms; in most temperate climates without extra Premium, beyond a moderate charge for the voyage only. Whole world Assurances granted. Notices of the Assignment of Life Policies are received and acknowledged. Persons desiring to surrender their Assurances may receive their value in money, or in lieu thereof, may obtain a new Policy without further payment of Premium. The Directors are ready to receive proposals for Assurances or any contingency involving payment of a sum at death. FIRE DEPARTMENT. This Company undertakes the Assurance of almost every species of Property in the United Kingdom, at Rates of Premium and upon principles which will be found quite as advantageous to the interests of the Assured as those offered by any other Office. The Directors can confidently refer to the well-known character of the Company for liberality and promptitude in the discharge of claims made upon it during the many years it has been established. No charge will be made for Policies when the sum assured amounts to £300. Renewals should be paid within fifteen days after the respective Quarter-days when they become due. Losses occasioned by Lightning will be paid. The Policies of the Company extend to cover Losses occasioned by the Explosion of Gas. The Company is ready to receive applications for agencies in those Towns and Dis tricts in which it is not at present represented. Application to be made to the Secre tary. Tables of Rates, Forms of Proposal, and any information needful to effect Life or Fire Assurances, may be obtained on application to the Office, No. 92, Cheapside, London, or to any of the Company's Agents. THE CLERGY MUTUAL ASSURANCE SOCIETY. ESTABLISHED IN 1829. OFFICE, 3, BROAD SANCTUARY, WESTMINSTER. Patrons. THE ARCHBISHOPS OF CANTERBURY AND YORK. Trustees. THE DEAN OF THE LORD BISHOPS OF LONDON AND WINCHESTER. Treasurers.-SIR E. ANTROBUS, BART., M.A.-THE ARCHDEACON OF LONDON. Counsel.-THOMAS BOURDILLON, Esq., M.A. Solicitors.-MESSRS. LEE AND BOLTON.] Physician.-DR. BABINGTON. Consulting Actuary.-C. ANSELL, Esq., F.R.S., Actuary to the Atlas Assurance Office. Secretary.-REV. J. HODGSON, M.A. Bankers.-MESSRS, COUTTS AND CO. Auditors.-Rev. A. WILSON, M.A.-CHARLES BARBER, Esq.-R. J. LODGE, Esq.GEORGE ASTON, Esq. Assistant Secretary.-FRANK WEBB, Esq. The clergy and all others qualified to make Assurances upon Life in this Society are informed that Assurances upon Life may be made upon payment of Reduced Annual Premiums, viz., upon payment of "four-fifths" of the rates chargeable according to the Society's Table, subject to certain conditions. A Prospectus setting forth the table of reduced rates, and the special conditions referred to, may be had by application at the Office. Bonus.-The whole available Bonus is the sole property of Life Assurers; no part whatever is taken from it to be shared amongst proprietors. The greatest advantage to Life Assurers necessarily results from this principle of Mutual Assurance. At the end of every fifth year, profits are equitably apportioned amongst existing Life Assurances. By means of Bonus upwards of One Hundred of the earlier Life Assurances have been relieved altogether from the payment of Annual Premiums, and additions made to sums Assured; nearly £150,000 was divided amongst Life Assurances in May, 1861. Assurers have the privilege at the time of making an Assurance, of selecting the mode in which the Bonus, whenever due, shall be applied, i.e., either in an immediate Cash payment, or to the reduction of the Annual Premium, or to the increase of the Capital sum assured. Next Bonus in 1866. Assurances made previously to such year will share therein. ASSURANCES may be effected on LIVES, SURVIVORSHIPS, &c. &c., as stated in the Society's Prospectus, to any amount not exceeding £5,000. Applications for Prospectuses, or further information, to be made at the Office, 3, BROAD SANCTUARY, WESTMINSTER. (Entrance to the Office at No. 2.) This Society is strictly confined to the Clergy of the Church of England and of the Episcopal Church of Scotland, their Wives and Families, and the near relations of themselves and Wives, and is distinguished from other institutions by the title of "THE CLERGY MUTUAL ASSURANCE SOCIETY." EAGLE INSURANCE COMPANY, 3, CRESCENT, NEW BRIDGE STREET, BLACKFRIARS, LONDON, E.C. Bankers.-Messrs. GLYN, MILLS, and Co., 67, Lombard Street. and LLOYDS, 60, Lombard Street. Actuary and Secretary.-CHARLES JELLICOE, Esq. Messrs. HANBURYS The Business of the Company comprises Assurances on Lives and Survivorships, the Sale and Purchase of Contingent and Deferred Annuities, Loans of Money on Mortgage, &c. The realized Assets of this Company amount to about Two Millions sterling. The number of existing Policies is upwards of Sixteen Thousand. The total Amount Assured exceeds Nine Million Six Hundred Thousand Pounds. The Divisions of Surplus are Quinquennial, and the whole surplus (less twenty per cent. only) is distributed amongst the Assured. At the last Division of Surplus the additions to the Sums Assured under Policies effected upon the participating scale, ranged according to the age of the life assured, from 20 to 70 per cent. of the Premiums paid since 1857. The Premiums required, although moderate, entitle the Assured to 80 per cent. of the Quinquennial Surplus. The Lives assured are permitted, in time of Peace, without extra charge, to reside in any country (Australia and California excepted) north of 33 degrees north latitude, or south of 33 degrees south latitude, or to pass by sea (not being seafaring persons by profession) between any places lying north of 33 degrees north latitude, or lying south of 33 degrees south latitude. All Policy Stamps and Medical Fees required on effecting Assurances are paid by the Company. By recent enactments, persons are exempt, under certain restrictions, from Income Tax, as respects so much of their income as they may devote to Assurances on Lives. The Annual Reports of the Company's state and progress, Prospectuses, and Forms, may be had, or will be sent, post free, on application at the Office, or to any of the Company's Agents. Bonus Declaration in 1863. The attention of intending Insurers is requested to the benefits of the EDINBURGH LIFE ASSURANCE COMPANY, Established in 1823, and Incorporated by Special Act of Parliament. CAPITAL £500,000. ACCUMULATED AND INVESTED FUNDS CONSIDERABLY ABOVE EDINBURGH, 22, GEORGE STREET. GLASGOW, 65, ST. VINCENT STREET. LONDON, 11, KING WILLIAM STREET, E.C., & 10, REGENT STREET, S.W. EDINBURGH BOARD. WILLIAM FORBES, Esq., Advocate. JOHN STEWART, Esq., W.S. ALEX. F. ADAM, Esq., W.S. WILLIAM CAMPBELL, Esq., W.S. JOHN PHIN, Esq., S.S.C. JOHN ELDER, Esq., W.S. JOHN W. TAWSE, Esq., W.S. DONALD MACKENZIE, Esq., Advocate. Medical Officer-DOUGLAS MACLAGAN, M.D. WEST END OFFICE, 10, Regent Street, Capt. MACKENZIE. Solicitors-Messrs. ROWLAND and HACON, 31, Fenchurch Street. SPECIMEN OF BONUS ADDITIONS PAID ON SOME OF THE OLDEST POLICIES. SPECIMEN OF RATES FOR ASSURING £100 ON A SINGLE LIFE. |